Area Manager

Khanewal; Islamabad, Saddar; Remote; PKR 1,800,000 - 2,800,000; Full time

Job summary

Habib Bank Limited (HBL) seeks an Area Manager to lead its branch network across Islamabad, Rawalpindi, Hazara and Abbottabad. You will develop sales strategies, drive targets, and strengthen customer relationships while ensuring quality service delivery.

The role emphasizes risk management, regulatory compliance, and effective people leadership across multiple locations. A Bachelor's degree is required; MBA preferred for advancement.

Qualifications

• Minimum Bachelor's degree.
• MBA preferred.
• 8–10 years of banking experience.

Responsibilities

• Develop and implement action plans for area branches to achieve targets.
• Identify new business opportunities within the assigned area.
• Conduct regular business reviews with Branch Managers and staff.
• Promote banking products through the branch network and expansions.
• Ensure KYC/AML policy compliance and SBP regulations.

Skills

Business Development

Risk Management

Customer Service

People Management

Financial Management

Education

Bachelor's degree

MBA preferred

Job description

Job Locations:

1. Islamabad, Capital Territory, Pakistan
   8-C, Shawaiz Centre, Islamabad, Capital Territory, PK

2. Abbottabad, Khyber Pakhtunkhwa, Pakistan
   Plot # 4/4/8714, Zaman Plaza, Ground Floor, Abbottabad, Khyber Pakhtunkhwa, PK

3. Hazara Area, Peshawar, Khyber Pakhtunkhwa, Pakistan
   IBB-Behdoodi Hazara Area, Peshawar, Khyber Pakhtunkhwa, PK

4. Rawalpindi, Punjab, Pakistan
   Khasra # 133/2, Khewat # 76/1, Khatooni # 92/1, Ground, Rawalpindi, Punjab, 46000, PK

Experience Required: 8–10 Years of Banking Experience
Education Required: Bachelor's Degree (MBA Preferred)

Job Overview

HBL is seeking an experienced and dynamic Area Manager to lead its branch network across Islamabad, Rawalpindi, Hazara and Abbottabad. The position is responsible for developing and implementing effective sales strategies, achieving business targets, acquiring new business relationships, strengthening existing customer relationships and ensuring quality service delivery.

Key Responsibilities

1. Business Development & Monitoring

• Develop and implement action plans for area branches to achieve product-wise business targets within the given timeframe.

• Identify new business opportunities and potential clients within the assigned area.

• Conduct regular business review meetings and maintain interaction with Branch Managers, Relationship Managers and branch staff.

• Conduct random branch visits to interact with and motivate field teams.

• Promote sales of new and existing banking products through the assigned branch network.

• Recommend new delivery channel opportunities through the Annual Expansion Plan.

2. Risk Management & Compliance

• Ensure proper implementation of the Bank's KYC and AML policy guidelines.

• Ensure compliance with other regulatory policies introduced by the Bank and State Bank of Pakistan (SBP) from time to time.

3. Customer Service

• Maintain branch appearance and ambiance according to bank standards to improve customer experience.

• Coordinate with Operations and Service Quality teams for smooth branch functioning.

• Ensure timely resolution of customer complaints and queries.

• Coordinate with support functions to enhance customer satisfaction.

4. People Management

• Lead teams by setting individual objectives and reviewing performance and appraisals.

• Provide continuous formal and informal feedback to employees.

• Identify training and development needs and ensure staff capacity development.

• Recommend talent hiring and identify suitable resources for appropriate roles.

• Enhance overall employee productivity.

5. Financial Management

• Ensure branch expenses remain within approved budgets.

• Monitor and review financial information to identify discrepancies or anomalies.

• Ensure management has access to accurate and up-to-date financial information.

Eligibility Criteria

Educational Qualification:

• Minimum Bachelor's degree.

• MBA preferred.

Professional Experience:

• 8–10 years of banking experience.

Job Locations

• Islamabad: 8-C, Shawaiz Centre, Islamabad.

• Abbottabad: Plot # 4/4/8714, Zaman Plaza, Ground Floor, Abbottabad.

• Hazara: IBB-Behdoodi Hazara Area, Peshawar.

• Rawalpindi: Khasra # 133/2, Khewat # 76/1, Khatooni # 92/1, Ground Floor, Rawalpindi.

Important Dates

• Application Deadline: November 27, 2026 (11:59 PM)