Analyst - Market & Liquidity Risk

HBL Microfinance Bank LTD; Islamabad; On-site; PKR 500,000 - 900,000; Full time

Job summary

HBL Microfinance Bank LTD is seeking a Treasury Market & Liquidity Risk Analyst to support the Market & Liquidity Risk and Treasury Middle Office functions. You will identify, measure, and monitor risks and assist in preparing reports for management.

The role requires a Finance degree and 1–3 years of relevant experience, with strong Excel and Power BI skills, enabling collaboration with front office and IT teams to implement robust risk controls.

Qualifications

• Bachelor’s/masters degree in finance or related field.
• 1–3 years of relevant market and liquidity risk experience preferred.
• Strong analytical and numerical abilities.

Responsibilities

• Independently measure, monitor and analyze market and liquidity risks relevant to treasury operations.
• Prepare Market Risk Reports for higher management.
• Coordinate with Treasury Front Office, Finance and IT to improve risk controls and reporting.
• Support risk monitoring and MIS related to TFO and lending operations.
• Maintain and enhance stress testing and MTM risk exposure reports.
• Assist in internal and regulatory reporting and circulation.

Education

BBA/ BSc/ MBA (Finance) from recognized university

Tools

Excel

Power BI

Job description

Job Purpose

Assisting and contributing towards the overall management of Market & Liquidity Risk and Treasury Middle Office for identification, assessment, measurement and monitoring of risks associated with Treasury and reporting on different frequencies and forums.

Key Responsibilities

• Independently measure, monitor and analyze market & liquidity risks inherent in operations of the bank including the following:
• Preparation of “Market Risk Report” to higher management.
• Establish effective interaction with the Treasury Front office and other relevant departments such as Finance & IT
• Implement effective and timely market & liquidity risk monitoring, reporting MIS related to TFO and lending operations
• Ensure that Treasury Middle Office functions as a part of overall risk control and limits to monitor the Treasury Exposure Mark to Market
• To update and develop statistical models for measurement of exposure limits
• To update and develop stress testing reports showing effects of various plausible changes in market conditions related to the banks market and liquidity risk exposure
• Use of Systematic approach to control risk for all TFO products in compliance with internal and regulatory policies and limits to avoid penalties and financial disasters
• Assist in the overall Treasury Middle Office Function viz a viz internal & regulatory reporting and circulation

Job Specification

• Education: BBA/ BSc/ MBA (Finance) from recognized university
• Experience: 1-3 Years’ relevant experience

Knowledge & Skills

• Proficient with MS Office Suite particularly Excel/ Power BI
• Analytical skills and business acumen
• Problem solving attitude
• Goals and result oriented
• Good communication skills
• Strong/ Effective interpersonal skills and team player

Last date to apply: 31st Oct 2026