wealth protection specialist

AXA Philippines - Glendiesse Reyes; Santo Tomas; Hybrid; PHP 350,000 - 700,000; Full time

Benefits offered by this job

Group life insurance

HMO benefits

Travel incentives

Leadership fast-track

Job summary

AXA Philippines seeks a Wealth Protection Specialist (Financial Advisor) to help individuals, families, and businesses safeguard assets through tailored insurance and wealth strategies. Hybrid work setup combines client visits, branch office engagements, and remote consultations.

The role emphasizes risk management, income protection, and estate planning, with commission-based earnings, production allowances, performance bonuses, and travel incentives. Licensing through IC exams is required.

Qualifications

• Education: Bachelor's degree preferred in Finance, Business, Economics, or related field.
• Experience: Sales, banking, or customer service background is a plus; career shifters welcome.
• Licensing: Insurance licensing and continuous training required by AXA Academy.

Responsibilities

• Conduct Financial Needs Analyses to assess client risk and goals.
• Recommend AXA protection and wealth solutions and prepare tailored proposals.
• Prospect clients through networking, referrals, and digital channels to grow the branch.
• Maintain ongoing client relationships with portfolio reviews and policy updates.
• Assist clients with policy applications, changes, renewals, and claims navigation.

Skills

Consultative selling

Risk assessment

Client relationship mgmt

Regulatory compliance

Education

Bachelor's degree in Finance/Business/ Economics

Tools

CRM software

MS Office

Job description

A Wealth Protection Specialist (Financial Advisor) at AXA Philippines is a specialized financial advisor tasked with helping individuals, families, and businesses safeguard their assets, manage financial risks, and build long-term security through tailored insurance and wealth solutions.

AXA Philippines—a joint venture between the global AXA Group and Metrobank—offers life, health, savings, and general insurance products.

Role Overview

AttributeDetailsPosition TypeFull-time or Part-time / Independent AdvisorWork SetupHybrid (Client visits / Branch office + Remote digital consultations)Primary FocusRisk management, income protection, health coverage, asset preservation, and estate planningCompensationCommission-based structure with performance bonuses, monthly production allowances, and travel incentives

Key Responsibilities

1. Financial Needs Assessment & Risk Analysis

• Perform in-depth Financial Needs Analyses (FNA) to determine clients' current assets, risk tolerance, and long-term financial targets.

• Evaluate exposure to major risks—such as critical illness, disability, premature death, or property loss—and structure appropriate protection strategies.

2. Product Recommendation & Proposal Formulation

• Recommend appropriate AXA solutions across key protection categories:

  • Health & Critical Illness Protection (e.g., Health Care Access, Health Start)

  • Life & Income Protection (e.g., AllShield, term and unit-linked plans)

  • Savings & Wealth Accumulation / Investment-Linked Plans (VULs) (e.g., Vision Achiever)

  • Estate Planning & Wealth Transfer (e.g., Legacy Steward)

• Prepare personalized financial proposals and present options clearly to clients.

3. Business Growth & Prospecting

• Prospect potential clients through active networking, client referrals, digital marketing, and community outreach.

• Meet or exceed branch production targets and key performance indicators (KPIs) set by the agency management team.

4. Client Servicing & Relationship Management

• Build long-term client relationships through regular portfolio reviews and life-stage updates.

• Assist clients with policy applications, policy changes, renewals, and claims navigation.

5. Compliance & Licensing

• Pass the Insurance Commission (IC) examinations for Traditional Life and Variable Life Insurance licenses.

• Complete mandatory training modules provided by the AXA Academy and maintain strict compliance with insurance regulations and data privacy standards.

Qualifications & Core Competencies

• Education: Bachelor’s degree in Finance, Business, Administration, Economics, or a related discipline preferred (open to all degree backgrounds with relevant interest).

• Experience: Sales, banking, customer service, or account management experience is a distinct advantage, though career shifters and fresh graduates are welcome.

• Core Competencies:

  • Consultative selling and active listening skills.

  • Financial literacy and risk management understanding.

  • Strategic problem-solving and analytical mindset.

  • High professional integrity, empathy, and ethical client advocacy.

Compensation, Perks & Career Growth

• Flexible Earning Potential: Tiered commission schedule, production allowances, and quarterly/annual bonus pools.

• Rewards & Travel: Qualification tracks for local trips, international conventions, and elite recognition (e.g., Million Dollar Round Table / MDRT).

• Group Coverage: HMO and group life insurance benefits upon achieving specified production benchmarks.

• Leadership Path: Fast-track opportunities to advance into management roles such as Unit Manager (UM) or Agency Development Manager (ADM).