wealth protection specialist

AXA Philippines - Glendiesse Reyes; Natividad; Hybrid; PHP 600,000 - 900,000; Full time

Benefits offered by this job

HMO and group life insurance

Travel incentives and bonuses

Production allowances

Job summary

AXA Philippines is seeking a Wealth Protection Specialist (Financial Advisor) to help clients protect assets and build long-term security through tailored insurance and wealth solutions. The role blends client visits, branch office work, and remote consultations, with compensation based on commissions, bonuses, and travel incentives.

The ideal candidate will conduct needs analyses, propose AXA products across health, life, wealth, and estate planning, and drive growth while ensuring regulatory

Qualifications

• Bachelor's degree in Finance, Business, Administration, Economics, or related discipline preferred.
• Experience in sales, banking, customer service, or account management is an advantage; career shifters and fresh graduates welcome.
• Core competencies include consultative selling, active listening, financial literacy, risk management, strategic problem-solving, integrity, empathy, and ethical client advocacy.

Responsibilities

• Perform Financial Needs Analyses (FNA) to assess assets, risk tolerance, and targets.
• Recommend AXA protection and wealth solutions across health, life, savings, and wealth transfer.
• Prospect potential clients via networking, referrals, digital marketing and community outreach.
• Maintain long-term client relationships with periodic portfolio reviews and updates.
• Support compliance and licensing through IC exams and AXA Academy training.

Skills

Consultative selling

Active listening

Financial literacy

Risk management

Strategic problem-solving

Analytical mindset

Integrity

Empathy

Ethical client advocacy

Education

Bachelor’s degree in Finance/Business/Economics

Job description

A Wealth Protection Specialist (Financial Advisor) at AXA Philippines is a specialized financial advisor tasked with helping individuals, families, and businesses safeguard their assets, manage financial risks, and build long-term security through tailored insurance and wealth solutions.

AXA Philippines—a joint venture between the global AXA Group and Metrobank—offers life, health, savings, and general insurance products.

Role Overview

AttributeDetailsPosition TypeFull-time or Part-time / Independent AdvisorWork SetupHybrid (Client visits / Branch office + Remote digital consultations)Primary FocusRisk management, income protection, health coverage, asset preservation, and estate planningCompensationCommission-based structure with performance bonuses, monthly production allowances, and travel incentives

Key Responsibilities

1. Financial Needs Assessment & Risk Analysis

• Perform in-depth Financial Needs Analyses (FNA) to determine clients' current assets, risk tolerance, and long-term financial targets.

• Evaluate exposure to major risks—such as critical illness, disability, premature death, or property loss—and structure appropriate protection strategies.

2. Product Recommendation & Proposal Formulation

• Recommend appropriate AXA solutions across key protection categories:

  • Health & Critical Illness Protection (e.g., Health Care Access, Health Start)

  • Life & Income Protection (e.g., AllShield, term and unit-linked plans)

  • Savings & Wealth Accumulation / Investment-Linked Plans (VULs) (e.g., Vision Achiever)

  • Estate Planning & Wealth Transfer (e.g., Legacy Steward)

• Prepare personalized financial proposals and present options clearly to clients.

3. Business Growth & Prospecting

• Prospect potential clients through active networking, client referrals, digital marketing, and community outreach.

• Meet or exceed branch production targets and key performance indicators (KPIs) set by the agency management team.

4. Client Servicing & Relationship Management

• Build long-term client relationships through regular portfolio reviews and life-stage updates.

• Assist clients with policy applications, policy changes, renewals, and claims navigation.

5. Compliance & Licensing

• Pass the Insurance Commission (IC) examinations for Traditional Life and Variable Life Insurance licenses.

• Complete mandatory training modules provided by the AXA Academy and maintain strict compliance with insurance regulations and data privacy standards.

Qualifications & Core Competencies

• Education: Bachelor’s degree in Finance, Business, Administration, Economics, or a related discipline preferred (open to all degree backgrounds with relevant interest).

• Experience: Sales, banking, customer service, or account management experience is a distinct advantage, though career shifters and fresh graduates are welcome.

• Core Competencies:

  • Consultative selling and active listening skills.

  • Financial literacy and risk management understanding.

  • Strategic problem-solving and analytical mindset.

  • High professional integrity, empathy, and ethical client advocacy.

Compensation, Perks & Career Growth

• Flexible Earning Potential: Tiered commission schedule, production allowances, and quarterly/annual bonus pools.

• Rewards & Travel: Qualification tracks for local trips, international conventions, and elite recognition (e.g., Million Dollar Round Table / MDRT).

• Group Coverage: HMO and group life insurance benefits upon achieving specified production benchmarks.

• Leadership Path: Fast-track opportunities to advance into management roles such as Unit Manager (UM) or Agency Development Manager (ADM).