Urgent Hiring - Credit Officer (Cebu & Davao)

East West Banking Corporation; Cebu City; On-site; PHP 800,000 - 1,000,000; Full time

Job summary

Join a leading consumer-focused universal bank as a Credit Officer, where your expertise in credit analysis and underwriting will drive success. This role offers a dynamic environment for professionals eager to grow their careers, with opportunities for training, competitive salary packages, and performance-based incentives. Be part of a team that values individual initiative and teamwork, and contribute to achieving business targets while ensuring thorough risk management. With a commitment to employee development, this position is perfect for those looking to make a significant impact in the banking industry.

Benefits

Career development and training opportunities

Competitive salary package

Performance-based incentives

Mentorship from industry experts

Defined career progression paths

Qualifications

• At least 2 years of experience in credit underwriting and analysis.
• Bachelor's degree in relevant fields required.

Responsibilities

• Underwrite and decide on loan applications within authority.
• Identify and escalate risks and deviations appropriately.

Skills

Credit Analysis

Loan Underwriting

Attention to Detail

Communication Skills

Education

Bachelor's Degree in Business Studies

Bachelor's Degree in Finance

Bachelor's Degree in Economics

Job description

Urgent Hiring - Credit Officer (Cebu & Davao)

Our Consumer Lending Team is looking for experienced professionals to join us on multiple sites in the role of Credit Officer.

In this role, you will ensure that verifications are complete and thoroughly done, perform independent credit analysis, and make recommendations. Responsibilities include underwriting loans, making approval decisions, and identifying cases needing higher-level review.

Whether you're just starting out, or already a seasoned professional, EastWest can help you unleash your potential, and bridge the gap between dream to success.

At EastWest, we empower our employees to drive their careers and are committed to providing the runway for them to grow. We value teamwork and individual initiative. Join us and be part of a highly engaged team, and a workplace that promotes development and goal attainment.

Over 29 years, EastWest has emerged as one of the most consumer-focused universal banks in the Philippines. EastWest is committed to continuously invest in people and in process, product, and service enhancements, and embrace new ideas to enhance the EastWest experience.

Key Responsibilities:

• Underwriting and deciding on loan applications within delegated authority and within service level standards.
• Delivers the required number of approvals to achieve business targets/financial goals.
• Ensures that risks and deviations are properly identified, mitigated, and escalated to the proper delegated approving authority.

What we’re looking for:

• At least a Bachelor's/College Degree in Business Studies/Administration/Management, Commerce, Economics, Finance/Accountancy/Banking or equivalent.
• At least 2 years of work experience in the related field is required for this position.
• Has working knowledge of credit underwriting and analysis for any of the consumer lending products – auto loans, mortgage loans, personal loans, and credit cards.
• Attentive to details and able to communicate well.

What you can expect from joining our team:

• Career development and training opportunities.
• Competitive salary package and benefits.
• Performance-based incentives and recognition programs to reward high-performing individuals.
• Opportunity to work with industry experts and be mentored by them.
• Defined career progression paths to guide you in your professional growth.

To know more about us and our career opportunities, visit our careers page.

Seniority level

Mid-Senior level

Employment type

Full-time

Job function

Finance, Analyst, and Management

Industries

Banking