SME Account Officer - Sta. Rosa

Maybank; Carmen; On-site; PHP 400,000 - 600,000; Full time

Job summary

A leading financial institution in Cavite is seeking an SME Account Officer to market bank products and develop profitable business relationships. You will manage a portfolio of SME accounts, conduct client visits, and prepare credit proposals in accordance with bank guidelines. The ideal candidate should have at least 1 year of experience with SME accounts and be proficient in Windows programs. This role may require frequent travel.

Qualifications

• At least 1 year of experience in handling SME Accounts.
• Proficient in Windows-based programs like Word, Excel, PowerPoint.
• Willingness and ability to travel frequently and for extended periods.

Responsibilities

• Market bank products and identify business opportunities.
• Ensure portfolio has good quality and income generating capacity.
• Conduct client visits and prepare credit proposals.

Skills

Experience with SME Accounts

Proficiency in Windows programs

Ability to travel frequently

Job description

Overview

Your Role

The SME Account Officer markets the bank products and identifies every business opportunity from each referred client and designs package that will ensure optimum profitability of the account and promotes further business relationship.

Your Impact

• Generated portfolio must be of good quality and income generating
• Scouts for potential clients from branch referrals, performs client calls and project visits
• Identifies every business opportunity from each referred client and designs package that will ensure optimum profitability of the account and promotes further business relationship
• Conducts client visits alone or jointly with supervisor or proposing Branch Manager and/or phones clients in accordance with bank standards
• Requests the property appraisal and/or credit investigation of the potential client and checks the appraisal and/or credit investigation reports prepared by CAS.
• Ensures that overall creditworthiness of account is established before presentation to the approving body.
• Prepares Application for Accommodation report in coordination with RSCC and LAD.
• Packages credit proposals in accordance with the guidelines of the bank, BSP and other regulatory agencies.

Qualifications

• Experience in handling SME Accounts for at least 1 year
• Proficient in Windows based programs (Word, Excel, Power point)
• Able to travel frequently and for extended period to provincial areas