Senior Parabroker (Australian Mortgage) - 588

D2B; Manila; On-site; PHP 1,562,000 - 1,841,000; Full time

Job summary

D2B in Metro Manila, Philippines, is seeking a Senior Parabroker (Australian Mortgage) to manage the end-to-end loan processing cycle. You will coordinate with brokers, clients, lenders and partners, ensuring compliant submissions and clear communication throughout the process.

The role requires 3+ years in AU mortgage broking, strong customer service, and experience with Mercury CRM. Salary PHP 140,000–165,000/month, standard 9–6 schedule, and a teamwork-focused environment.

Qualifications

• Solid 3+ years experience as a parabroker with end-to-end loan processing and credit analysis.
• Exceptional customer service.
• Strong understanding of mortgage products and loan processes.
• Experience in loan processing, financial services, or related field.
• Proficiency in CRM systems and loan submission platforms.
• Excellent attention to detail and organisational skills.
• Strong communication skills, both verbal and written.
• Leadership experience.

Responsibilities

• Liaise internally with Directors, Mortgage Brokers, Broker Support Team.
• Liaise externally with Clients, Lenders and Banks, Solicitors and Conveyancers, Referral Partners, Real Estate Agents.
• Accurately prepare, review, and submit loan applications on time.
• Verify client information and documentation to meet lender requirements.
• Liaise with lenders, solicitors, conveyancers, real estate agents, clients and referral partners to track progress.
• Act as primary contact for clients during the loan processing phase.
• Provide guidance on mortgage options and explain terms to clients.
• Keep up-to-date knowledge of lender policies and compliance requirements.
• Maintain accurate records in the CRM and filing system.

Skills

Parabroker experience

End-to-end loan processing

Credit analysis

Customer service

CRM proficiency

Mercury CRM

Leadership

Time management

Tools

Mercury CRM

MS Office

Job description

Position: Senior Parabroker (Australian Mortgage)

Salary: PHP 140,000 - 165,000/month

Work Schedule: 9:00 AM - 6:00 PM Philippine Time

OVERVIEW:

The Credit Analyst is responsible for supporting mortgage brokers by managing the end-to-end loan processing cycle. This includes collating client supporting documents, initial credit pre-assessment, credit proposal creation, preparing, reviewing, and submitting loan applications, liaising with the broker, clients, lenders and referral partners, and ensuring all compliance and documentation requirements are met to deliver a seamless customer experience.

RESPONSIBILITIES:

• Liaise internally with Directors, Mortgage Brokers, Broker Support Team
• Liaise externally with Clients, Lenders and Banks, Solicitors and Conveyancers, Referral Partners, Real Estate Agents

Loan Application, Processing & Settlement

• Accurately prepare, review, and submit loan applications in a timely manner by referring to submission/application checklist and following company standardised processes.
• Verify client information and documentation to meet lender requirements and compliance standards.
• Liaise with lenders, solicitors, conveyancers, real estate agents, clients and referral partners to track the progress of applications and resolve any issues or delays.

Client Consultation and Credit Analysis

• Act as the primary point of contact for clients during the loan processing phase (pre-assessment to settlement).
• Provide personalised guidance on mortgage options based on clients' needs and preferences collaboratively with the broker by referring to credit assessment checklists, following company standardised processes and completing company standardised pre-assessment/loan proposals.
• Clearly explain mortgage terms, interest rates, and repayment plans to clients as necessary.
• Provide updates and respond to client inquiries regarding their applications. 5. Guide clients through the document collection process, ensuring all necessary paperwork is received and complete.

Compliance and Documentation

• Ensure all applications meet regulatory, lender and company compliance standards.
• Review loan documents with clients to ensure understanding and accuracy.
• Maintain up-to-date knowledge of lender policies, products, and industry regulations.
• Follow credit assessment checklist and process.
• Keep accurate records of all client interactions and document submissions in the CRM system.
• Ensure client data is correctly filed in the database folder system to the company standard format and file naming conventions.

Customer Relationship Management

• Build and maintain strong relationships with clients, lenders and external industry and referral partner contacts.
• Provide ongoing support and guidance throughout the mortgage process, addressing any concerns or questions.
• Complete regular annual product interest rate reviews (post settlement) with clients to ensure satisfaction and explore opportunities for future business.

Professional Development

• Stay updated on industry regulations, market developments, and best practices through continuous education and training.
• Obtain necessary licences and certifications as required to ensure compliance with regulatory requirements.
• Attend regular online and face to face industry and lender training as required.

Team Collaboration

• Work closely with mortgage brokers to ensure a smooth handover from application to approval stages.
• Immediately raise any concerns or queries on files in progress to the mortgage broker.
• Provide feedback to brokers and management on process improvements or recurring challenges.
• Participate in team meetings and training sessions as required.

Key Performance Indicators

• Accuracy and timeliness of initial pre-assessment/loan proposal.
• Accuracy and timeliness of loan submissions.
• Client satisfaction scores and feedback.
• Percentage of approved loans versus applications submitted.
• Percentage of accurate loan submissions with nil errors/unnecessary submission rework.
• Percentage of loan settlements meeting required deadlines.
• Compliance audit results.
• Submission and pre-assessment process audit results.
• Completion of annual reviews.

QUALIFICATIONS:

• Solid 3 or more years experience as a Parabroker with end-to-end loan processing and credit analysis within AU Mortgage Broking Industry
• Exceptional customer service
• Strong understanding of mortgage, asset finance, personal loan and business/commercial loan products and application processes.
• Experience in loan processing, financial services, or a related field.
• Proficiency in CRM systems and loan submission platforms.
• Excellent attention to detail and organisational skills
• Strong communication skills (verbal and written).
• Positive attitude and strong work ethic
• Demonstrated problem solving ability
• Excellent time management & planning
• Experience with Mercury CRM (essential) and Microsoft
• Leadership

Behaviors Required

• Teamwork
• Customer focused
• Quality and Safety Focused
• Being Motivated
• Loyalty to the job and business
• Honesty and Integrity
• Ability to work both autonomously & collaboratively

PREFERRED SKILLS (nice to have):

• Certificate IV in Finance and Mortgage Broking or equivalent.
• Previous experience in a mortgage broking firm or lending institution.
• Knowledge of regulatory requirements in the financial services industry