Senior Internal Auditor (CPA) – Banking & IT Controls

BINHI Rural Bank HRD; Cagayan de Oro; On-site; PHP 550,000 - 750,000; Full time

Job summary

BINHI Rural Bank HRD seeks an Auditor (CPA) to join its Internal Audit Department, reporting to the CAE. The role conducts audit testing, documentation, and report preparation with independence from operations and risk management.

The ideal candidate holds a CPA or relevant certification (CIA, CISA, CAMS, etc.) and has at least five years of audit experience in banking or financial services. The Auditor will help ensure compliance with BSP and IIA standards.

Qualifications

• A graduate of accounting, business, finance or economics.
• Preferably a Certified Public Accountant (CPA) or holder of a relevant professional certification (CIA, CISA, CRMA, CAMS, CFE, etc.).
• At least five (5) years of relevant experience in internal or external audit in banking or financial services. (Or as otherwise prescribed by the BSP for the Bank's specific category/complexity).

Responsibilities

• Conduct risk-based internal audits in accordance with the Bank’s Annual Audit Plan, RBIA Manual, Internal Audit Charter, and applicable audit methodologies.
• Perform audit testing, obtain sufficient and reliable audit evidence, and maintain complete and properly documented working papers.
• Review the Bank’s financial and regulatory reporting, including BSP Financial Reporting Package (FRP), PFRS, tax compliance, and other regulatory submissions.
• Audit credit and loan operations, including credit risk assessment, loan documentation, collections, collateral, post-loan verification, and impairment testing.
• Audit treasury, cash, and branch operations, including cash handling, vault procedures, and branch controls.
• Review IT general controls, system access, cybersecurity, and outsourcing/vendor risks, including participation in technical audits when necessary.
• Assess compliance with AMLA, BSP regulations, AML/CTF requirements, and Bank policies, including KYC, customer due diligence, transaction monitoring, and suspicious transaction reporting.
• Identify and report fraud indicators, unusual transactions, control weaknesses, regulatory non-compliance, and other risk exposures.
• Evaluate the effectiveness of governance, risk management, and internal control systems, including COSO and ESG risk considerations.
• Apply data analytics and technology-enabled audit procedures when appropriate.
• Prepare clear and actionable audit findings and reports, including root causes, risks, and recommendations.
• Monitor and validate corrective actions and maintain the IA issues register, escalating significant findings.
• Assist the CAE in coordinating with external auditors and BSP examiners.
• Provide independent and objective assurance while maintaining professionalism, confidentiality, integrity, and independence.
• Perform other audit-related duties assigned by the CAE, provided these do not compromise audit independence.

Skills

Auditing

Internal controls

Regulatory compliance

Data analytics

Education

Accounting/Finance degree

Certified Public Accountant (CPA)

Job description

BINHI Rural Bank HRD seeks an Auditor (CPA) to join its Internal Audit Department, reporting to the CAE. The role conducts audit testing, documentation, and report preparation with independence from operations and risk management.

The ideal candidate holds a CPA or relevant certification (CIA, CISA, CAMS, etc.) and has at least five years of audit experience in banking or financial services. The Auditor will help ensure compliance with BSP and IIA standards.