Senior Internal Audit Lead: Lending & Controls

Global Cebuana Finance Inc.; Metro Manila; On-site; PHP 600,000 - 1,000,000; Full time

Job summary

Global Cebuana Finance Inc. is seeking a Senior Internal Audit Officer to lead end-to-end audit engagements across branch and retail financing operations, evaluating internal controls, risk management, and compliance.

You will oversee planning, fieldwork, testing, and reporting, identify control gaps and fraud risks, and provide practical recommendations to strengthen controls and improve efficiency. The role requires collaboration with process owners and timely follow-up on corrective actions,

Qualifications

• Bachelor's Degree in Accountancy or Internal Audit.
• Minimum of 3 years of relevant experience in internal or external audit.
• Hands-on experience in end-to-end audit engagements, including planning, fieldwork, testing, and report writing.
• Strong exposure to commercial banking operations is highly preferred.
• Knowledge of loan processes, including origination, approval, disbursement, and collection.
• Strong understanding of internal controls and risk management.
• Knowledge of fraud risks in lending operations.
• Familiarity with regulatory guidelines and industry best practices.
• Proficient in MS Excel and audit/data analysis.
• Experience in branch or field audits.

Responsibilities

• Conduct end-to-end internal audit engagements across branch and retail financing operations.
• Lead audit planning, fieldwork, testing, documentation, and report preparation.
• Evaluate the effectiveness of internal controls, risk management practices, and compliance with company policies and regulatory requirements.
• Review lending and financing processes, including origination, approval, disbursement, collection, and related transactions.
• Identify control gaps, fraud risks, and operational inefficiencies.
• Assess the adequacy and effectiveness of existing controls and procedures.
• Provide practical recommendations to strengthen internal controls and improve operational efficiency.
• Prepare detailed audit reports and present findings to relevant stakeholders.
• Coordinate with process owners regarding audit requirements, findings, and corrective actions.
• Monitor and follow up on the implementation of agreed corrective actions.

Skills

MS Excel

Audit data analysis

Audit planning

Education

Bachelor's Degree in Accountancy or Internal Audit

Job description

Global Cebuana Finance Inc. is seeking a Senior Internal Audit Officer to lead end-to-end audit engagements across branch and retail financing operations, evaluating internal controls, risk management, and compliance.

You will oversee planning, fieldwork, testing, and reporting, identify control gaps and fraud risks, and provide practical recommendations to strengthen controls and improve efficiency. The role requires collaboration with process owners and timely follow-up on corrective actions,