Senior Financial Accountant – Hybrid, Global Growth

Pepper Money UK; Makati; Hybrid; PHP 1,200,000 - 2,400,000; Full time

Benefits offered by this job

Hybrid home/office working

Medical insurance

Life insurance

Health and wellbeing support

Training and growth opportunities

Holiday leave

Job summary

Pepper Money UK is hiring a Senior Financial Accountant to join the Financial Control team in a hybrid setup. Based in Manila with UK collaboration, you will deliver accurate month-end results, maintain a strong control environment and contribute to finance transformation initiatives.

You will work on EIR/ECL calculations, IFRS 9 accounting and hedging/securitisation work, partnering with cross-border finance teams to ensure timely, audit-ready reporting.

Qualifications

• Qualified accountant (CPA/ACCA/CA or equivalent).
• Degree in Accountancy/Finance/Economics/Mathematics or related discipline.
• Post-qualification experience in banking, lending or financial institutions.
• Strong knowledge of IFRS, especially IFRS 9.
• Experience with EIR/ECL calculations and model validation.
• Month-end accounting, journal entries and reconciliations.
• Analytical mindset with ability to explain movements clearly.
• Desirable experience with data tools or automation.
• Experience in securitisation or mortgage lending is advantageous.

Responsibilities

• Prepare, review and post accurate month-end entries and journal adjustments.
• Own key accounting judgements including EIR and ECL from data to reporting.
• Run, validate, and reconcile models; explain material movements.
• Apply IFRS 9 knowledge to loan accounting and impairment.
• Support hedge accounting, securitisation and SPV accounting.
• Prepare balance sheet reconciliations and audit-ready support.
• Assist statutory/regulatory reporting and cross-border activities.
• Collaborate with UK and Manila teams to resolve issues.
• Drive controls and efficiency through automation and AI tools.

Skills

CPA/ACCA/CA

IFRS 9

EIR/ECL calculations

Month-end close

Stakeholder management

Python

Automation

Data analysis

Financial instruments

Securitisation knowledge

Education

Bachelor's degree in Accounting/Finance

Professional qualification (CPA/ACCA/CA)

Tools

Microsoft Fabric

Excel

SQL

Data pipelines

Job description

Pepper Money UK is hiring a Senior Financial Accountant to join the Financial Control team in a hybrid setup. Based in Manila with UK collaboration, you will deliver accurate month-end results, maintain a strong control environment and contribute to finance transformation initiatives.

You will work on EIR/ECL calculations, IFRS 9 accounting and hedging/securitisation work, partnering with cross-border finance teams to ensure timely, audit-ready reporting.