Senior Credit Risk Modeling & Analytics Lead

East West Banking Corp; Philippines; On-site; PHP 1,800,000 - 2,600,000; Full time

Benefits offered by this job

Career development

Competitive salary

Performance incentives

Mentorship program

Career progression

Job summary

East West Banking Corporation in Taguig is seeking a Senior Manager to Assistant Vice President to lead modelling and risk analytics for consumer lending. You will oversee a team delivering advanced analytics, credit risk models (ECL, scorecards, propensity), and portfolio insights to support underwriting, portfolio management, and collections.

You will steer model governance, validation, recalibration, and forecasting while aligning with business targets and regulatory requirements.

Qualifications

• Bachelor's degree in Banking/Finance or related field.
• 5+ years in credit risk management or portfolio analytics within banking.
• Strong understanding of credit lifecycle and risk strategy development.
• Experience in model governance including development, validation, and recalibration.
• Knowledge of regulatory requirements for consumer credit risk models.

Responsibilities

• Lead development, validation, and monitoring of risk scorecards and ECL models across consumer lending.
• Collaborate with stakeholders and external vendors to define data needs and translate modeling into system changes.
• Design portfolio segmentation and risk-based strategies to optimize risk-reward and efficiency.
• Manage Champion-Challenger testing and provide data-driven strategy recommendations.
• Oversee ECL model forecasting and portfolio risk forecasting for provisioning and impairment.
• Deliver portfolio performance reporting, forecasting, and process automation.
• Coach and develop a high-performing analytics team and foster career growth.

Skills

Credit risk management

Portfolio analytics

Model governance

ECL modeling

Regulatory knowledge

Education

Bachelor's degree in Banking and Finance

Tools

Python

SQL

SAS

R

Job description

East West Banking Corporation in Taguig is seeking a Senior Manager to Assistant Vice President to lead modelling and risk analytics for consumer lending. You will oversee a team delivering advanced analytics, credit risk models (ECL, scorecards, propensity), and portfolio insights to support underwriting, portfolio management, and collections.

You will steer model governance, validation, recalibration, and forecasting while aligning with business targets and regulatory requirements.