Senior Credit Analyst

Allegro MicroSystems; Muntinlupa; On-site; PHP 1,200,000 - 1,600,000; Full time

Job summary

A leading semiconductor company seeks a Senior Credit Analyst in Muntinlupa, Philippines. The role involves advanced financial analysis and risk management for global customers, managing high-value accounts, and mentoring junior analysts. The ideal candidate has 5-8 years of experience and extensive knowledge of international credit practices. Strong analytical skills and proficiency with ERP systems are required. Competitive compensation and a commitment to professional growth offered.

Qualifications

• Minimum of 5-8 years of progressive experience as a Credit Analyst or similar role.
• Proven experience within a global manufacturing or technology company.
• Expert proficiency in financial statement analysis and cash flow modeling.

Responsibilities

• Manage customer accounts and credit worthiness.
• Oversee daily payments, invoicing, and collections activities.
• Prepare detailed Accounts Receivable reports for management.

Skills

Financial analysis

Risk assessment

Communication skills

Analytical skills

Problem-solving

Education

Bachelor's degree in finance or related field

Master's degree or relevant professional certifications

Tools

ERP systems (e.g., SAP, Oracle)

Microsoft Excel

Job description

Overview

The Allegro team is united by a clear purpose—advancing technologies that make the world safer, more efficient, and more sustainable. With over 30 years of experience in semiconductor innovation, we bring that purpose to life across every part of the business—from breakthrough product development and customer success to how we show up for each other and the communities we serve.

The Opportunity

The Senior Credit Analyst at Allegro MicroSystems is a key individual contributor responsible for performing advanced financial analysis and risk assessment for a complex portfolio of new and existing global customers. This role involves making independent credit decisions within established guidelines, managing high-value or high-risk accounts, and collaborating strategically with sales, legal, and finance teams to balance revenue growth with prudent risk management. The Senior Credit Analyst will also mentor junior analysts and contribute to the development of credit policies and procedures.

What You Will Do

• Manages/Facilitate Customer Accounts credit worthiness.
• Oversee the daily customer payments, invoicing, and collections activities to ensure accuracy and timeliness of updating/reporting of customer account balances.
• Prepare more detailed Accounts Receivable (AR) reports and analysis for management review.
• Ensure compliance with company policies, internal controls, and accounting of overdue accounts successfully collected.
• Handles AR reconciliation and dispute resolution of customer accounts.
• Troubleshoot and resolve advanced AR system or process issues.
• Identify opportunities for process efficiencies and implement improvements within the team’s operations.
• Assist in the development and documentation of AR policies and procedures.
• Collaborate with other finance teams, sales, and customer service to resolve cross-functional issues.
• Performs Accounts Receivable month-end procedures.
• Perform other tasks that may be assigned from time to time.

What You Will Bring

• Bachelor's degree in finance, Accounting, Business Administration, Economics, or a related field. Master's degree or relevant professional certifications (e.g., CCE - Certified Credit Executive, CFA - Chartered Financial Analyst) is highly preferred.
• Minimum of 5-8 years of progressive experience as a Credit Analyst or in a similar financial risk management role, demonstrating increasing levels of responsibility and autonomy.
• Proven experience within a global manufacturing or technology company, preferably in the semiconductor industry, is highly desirable.
• Extensive experience with international credit practices, trade finance instruments, and cross-border risk assessment.
• Expert proficiency in financial statement analysis, cash flow modeling, and advanced credit risk assessment techniques.
• Superior analytical and quantitative skills, with the ability to identify complex patterns, forecast outcomes, and make sound, data-driven credit decisions.
• Advanced proficiency with ERP systems (e.g., SAP, Oracle) and specialized credit management software.
• Mastery of Microsoft Excel for complex financial modeling and data analysis.
• Exceptional communication (written and verbal), presentation, and negotiation skills, with the ability to influence internal and external stakeholders.
• Strong interpersonal skills and proven ability to build and maintain effective relationships at all levels.
• High level of integrity, professionalism, and discretion, especially when handling sensitive financial information.
• Proactive, self-motivated, and results-driven with a strong commitment to risk mitigation and financial stability.
• Ability to work effectively and independently in a fast-paced, global, and highly collaborative environment.