Senior Billing & Collections Analyst – US P&C Insurance

PNI Business Solutions, Inc.; Metro Manila; On-site; PHP 400,000 - 700,000; Full time

Job summary

PNI Business Solutions, Inc. in Metro Manila is seeking a Senior Billing & Collections Analyst to manage invoicing, collections, cash application, premium receivables, reconciliations, audits, and reporting.

You will coordinate with Brokers, Underwriters, Finance, and onshore teams to ensure accurate billing and timely cash collection. The role requires 2–3 years in US P&C Insurance, strong Excel/MS Office skills, and solid data analysis and reporting abilities.

Qualifications

• 2–3 years of experience in US P&C Insurance, Billing, Collections, or Accounts Receivable.
• Strong understanding of the US P&C insurance lifecycle including bind, policy issuance, invoicing, premium receivables, cash application, and reconciliation.
• Experience interpreting binders, slips, policy terms, premiums, commissions, and billing data.
• Knowledge of AR management, cash application, premium reconciliation, and collections.
• Proficiency in Excel and MS Office.
• Strong data analysis and reporting skills.
• Strong reconciliation, audit, quality-control, and problem-solving capabilities.
• Excellent communication skills.
• Process-oriented mindset with a focus on automation, continuous improvement, and change advocacy.

Responsibilities

• Manage invoicing, collections, cash application, and premium receivables across multiple products and geographies.
• Review binders, slips, policy terms, and premium data to ensure accurate billing; monitor AR aging and collections.
• Apply and reconcile cash receipts against invoices, policies, and premium balances.
• Perform account, premium, and cash reconciliations, including investigation of variances.
• Conduct billing and cash application audits and quality checks.
• Prepare and review AR, collections, cash application, and management reports.
• Coordinate with Brokers, Underwriters, Bound, Finance, and onshore teams to resolve billing discrepancies.
• Support process training, tool development, automation, and continuous improvement initiatives.

Skills

Excel

MS Office

Data analysis

Reporting

Reconciliation

Communication

Automation

Continuous improvement

Problem solving

Job description

ABOUT THE ROLE

The Senior Billing & Collections Analyst will manage invoicing, collections, cash application, premium receivables, reconciliations, audits, and reporting while coordinating with Brokers, Underwriters, Finance, and onshore teams.

KEY RESPONSIBILITIES

• Manage invoicing, collections, cash application, and premium receivables across multiple products and geographies.
• Review binders, slips, policy terms, and premium data to ensure accurate billingMonitor AR aging and outstanding premiums and drive timely collections.
• Apply and reconcile cash receipts against invoices, policies, and premium balances.
• Perform account, premium, and cash reconciliations, including investigation of variances.

• Conduct billing and cash application audits and quality checks.
• Prepare and review AR, collections, cash application, and management reports.
• Coordinate with Brokers, Underwriters, Bound, Finance, and onshore teams to resolve billing discrepancies.
• Support process training, tool development, automation, and continuous improvement initiatives.

MUST-HAVE QUALIFICATIONS

• 2–3 years of experience in US P&C Insurance, Billing, Collections, or Accounts Receivable.
• Strong understanding of the US P&C insurance lifecycle, including bind, policy issuance, invoicing, premium receivables, cash application, and reconciliation.
• Experience interpreting binders, slips, policy terms, premiums, commissions, and billing data.
• Knowledge of AR management, cash application, premium reconciliation, and collections.
• Proficiency in Excel and MS Office.
• Strong data analysis and reporting skills.
• Strong reconciliation, audit, quality-control, and problem-solving capabilities.
• Excellent communication skills.
• Process-oriented mindset with a focus on automation, continuous improvement, and change advocacy.