Senior Associate – Risk – AIF ARIN CONSULTANCY

The Corporate Institute; Hinoba-an; On-site; PHP 900,000 - 1,300,000; Full time

Job summary

The Corporate Institute invites applications for a Senior Associate – Risk to strengthen the risk function for AIF. You will evaluate investment opportunities and highlight key risk areas across diverse funds.

Responsibilities include credit and industry risk analysis, financial statement review, due diligence support, and monitoring risk across the portfolio with senior management alerts. 6–8 years of post-qualification experience and CA/MBA/CFA or equivalent are preferred.

Qualifications

• CA/MBA/CFA or equivalent from reputed institute.
• 6–8 years post-qualification experience in credit rating or risk underwriting.
• Experience across wholesale banking/NBFCs/ARC/Private Credit Funds/AMCs/Transaction Advisory.

Responsibilities

• Evaluate investment proposals to highlight key risk areas across diversified funds.
• Analyze business risks (industry and company specific).
• Perform financial statement analysis to assess credit worthiness.
• Conduct industry analysis / peer comparison.
• Vet assumptions in projections and perform sensitivity analysis.
• Highlight structural risks and suggest mitigations.
• Review due diligence reports and contribute to risk documentation.
• Monitor risk monthly/quarterly/annually and alert senior management.

Skills

Finance analysis

Risk assessment

Credit risk

Industry analysis

Education

CA / MBA / CFA

Job description

Senior Associate – Risk

Reporting Authority: Director – Risk

Education: CA / MBA / CFA or equivalent from reputed institute

Experience: Overall 6 – 8 years of post-qualification experience preferably in Credit Rating, Credit / Investment Risk underwriting in Wholesale Banking / NBFCs / ARCs / Private Credit Funds / AMCs / Transaction Advisory / etc., across diverse sectors.

Prior experience in Structured Finance, Special Situations / Distressed Credit, Infrastructure Project Finance, Real Estate lending, Private Equity, etc. would be an added advantage.

To support the Risk function for AIF and ensure proper risk management practices at all levels of business.

Job Description:

We are looking for a dynamic and result oriented candidate for the risk division of AIF.

The candidate would be responsible to:

Responsibilities include:

• – Evaluate investment proposals to highlight key risk areas in deals across diverse funds (Distress, special opportunity, real estate, and infrastructure).
• – Analysis of business risks (industry and company specific)
• – Financial statement analysis to evaluate the credit worthiness of the company and highlight important financial strengths and weaknesses
• – Industry analysis / Peer comparison
• – Vetting assumptions in financial projections and perform sensitivity analysis of key assumptions
• – Highlight structural risks and recommend mitigating measures
• – Review due diligence reports
• – Risk monitoring (Monthly / Quarterly / Annual) for invested portfolio and promptly alert senior management to significant risk issues.
• – Timely capturing of the news alerts and feeds relevant to the investee companies and the underlying industries.
• – Evaluating due diligence, debenture trust deeds and other documents and communicating observations to investment team.
• – Assisting the risk team in establishing processes / policies / frameworks and ensuring proper controls across business groups.
• – Fostering a partnership among the various business and support groups to create a compliant business environment and culture.

Skill Sets:

Functional Skills:

• – Strong understanding of finance and accounting concepts, especially adjustments in cash flow and leverage metrics.
• – Ability to identify key characteristics and drivers of diverse sectors / businesses.
• – Knowledge of risk assessment and control.
• – Prior experience in credit risk assessment, credit research or equity research will be an additional advantage.

Soft skills:

• – Excellent communication and presentation skills.