Senior AML & Compliance Lead

BDO Unibank; Pasig; On-site; PHP 1,600,000 - 2,100,000; Full time

Job summary

BDO Unibank, the Philippines’ leading full-service bank, is seeking a Section Head for Alerts Management & Disposition Unit. You will review AML alerts, investigate referrals, and coordinate the Risk Classification Program to ensure compliant monitoring and reporting across branches and subsidiaries.

This role requires strong analytical skills and meticulous document handling. You will prepare STR submissions to AMLC, guide branches on due diligence, and oversee the process from alert assessment

Responsibilities

• Review and evaluate recommendations of the branch and other business units on accounts/transactions triggered by the AML Transaction Monitoring System
• Coordinate with the branch/ business units in the collation and submission of information and documents related to the alert subject for STR
• Review the documents submitted by the branch. Once the required documents are complete, accomplish the STR templates for processing
• Route the memo for approval and concurrence of the AML Committee members on the filing of STR via the Robotic Process Automation
• Upon approval the AML Committee seek approval from Unit Head to transmit the STR to AMLC in a systematic and timely manner
• Recommend alert temporary deactivation or closure and stating the reason for such based on the risk profile of the client
• Submit the Summary of Suspicious and Non-Suspicious Alerts for review, approval and notation of Unit Head, Senior AML Officer and Chief Compliance Officer, respectively
• Aid the branches and other business units on their referrals for potential money laundering instances for proper enhanced due diligence and filing or non-filing of STRs
• Review and validate documents provided by the branch/ business unit against the Statement of Account to determine suspicious patterns of transaction, any significant/ unusual transaction to determine its legal or trade obligation, purpose or economic justification and identify related accounts, if necessary
• Review the documents submitted by the branch. Once the required documents are complete, accomplish the STR templates for processing
• Route the memo for approval and concurrence of the AML Committee members on the filing of STR
• Upon approval the AML Committee seek approval from Unit Head to transmit the STR to AMLC in a systematic and timely manner
• Implement and monitor the Risk Classification Program (RCP) of the Bank
• Coordinate with concerned business units on the review of the RCP parameters
• Perform advisory role in relation to RCP inquiries and concerns raised by the units concerned/ branches
• Assist the UnitHead in coordinating with different head office units and subsidiaries on their required AML Compliance (ex. AML Risk Assessment, Enhanced Due Diligence)
• Assist in fine tuning of AML Transaction Monitoring System scenarios
• Participate in User Acceptance Testing for new scenarios to be activated prior to implementation, if needed.

Job description

BDO Unibank, the Philippines’ leading full-service bank, is seeking a Section Head for Alerts Management & Disposition Unit. You will review AML alerts, investigate referrals, and coordinate the Risk Classification Program to ensure compliant monitoring and reporting across branches and subsidiaries.

This role requires strong analytical skills and meticulous document handling. You will prepare STR submissions to AMLC, guide branches on due diligence, and oversee the process from alert assessment