Senior AML & CDD Risk Operations Lead

FWD Insurance; Philippines; On-site; PHP 1,000,000 - 1,800,000; Full time

Job summary

FWD Life Philippines is seeking an experienced AML Risk Manager to lead customer due diligence, risk assessment, and ongoing monitoring across the customer lifecycle. You will oversee sanctions screening, enhanced due diligence, and governance, ensuring regulatory compliance and effective control environments.

The role requires strong AML knowledge, experience with investigations, and proficiency in AML systems.

Qualifications

• Bachelor’s degree in Finance, Accounting, Business, Economics, Risk Management, or related discipline.
• Experience in AML/financial crime controls is preferred.
• CAMS or ICA certifications are a plus.

Responsibilities

• Manage customer due diligence, risk assessment, sanctions screening, enhanced due diligence, ongoing monitoring, and financial crime risk management.”
• Ensure compliance with regulatory requirements and internal policies; support governance and reporting.
• Lead policy replacements assessments and document financial implications.
• Oversee annual reviews and ongoing due diligence for high-risk customers.
• Perform QA reviews, control assessments, and root-cause analyses to improve controls.
• Oversee ongoing monitoring and transaction monitoring; escalate concerns as needed.
• Prepare and review risk analytics, dashboards, and management reporting.
• Oversee data governance and AML system controls; drive remediation initiatives.
• Coordinate responses to audits, regulatory examinations, and AML projects.

Skills

AML investigations

Risk assessment

Due diligence

Sanctions screening

Regulatory knowledge

Education

Bachelor’s degree in Finance, Accounting, Business, Economics, Risk Management, or related

Tools

AML systems

Screening platforms

Case management tools

Data analytics solutions

Job description

FWD Life Philippines is seeking an experienced AML Risk Manager to lead customer due diligence, risk assessment, and ongoing monitoring across the customer lifecycle. You will oversee sanctions screening, enhanced due diligence, and governance, ensuring regulatory compliance and effective control environments.

The role requires strong AML knowledge, experience with investigations, and proficiency in AML systems.