Retail Secured Credit Lead (LAP)

PeopleStrong; Hinoba-an; On-site; PHP 795,000 - 1,193,000; Full time

Job summary

Aditya Birla Capital Limited (ABCL) is seeking an Area Credit Manager for Retail Secured to drive underwriting quality and timely decisions across branches in India. You will assess LAP-backed proposals, ensure adherence to credit policies, and collaborate with Sales, Risk, and Operations to optimize portfolio performance.

The role requires 4–10 years of experience in secured lending, with a focus on LAP, and a strong ability to manage risk in a fast-paced NBFC environment.

Qualifications

• Underwriting experience for LAP secured loans.
• Graduate with finance or related field.

Responsibilities

• Ensure timely and policy-compliant credit decisions across assigned branches.
• Support branch teams in evaluating proposals and managing turnaround time.
• Train and mentor branch credit officers to strengthen underwriting and compliance.

Skills

Underwriting LAP

Graduate

Job description

Aditya Birla Capital Limited (ABCL) is seeking an Area Credit Manager for Retail Secured to drive underwriting quality and timely decisions across branches in India. You will assess LAP-backed proposals, ensure adherence to credit policies, and collaborate with Sales, Risk, and Operations to optimize portfolio performance.

The role requires 4–10 years of experience in secured lending, with a focus on LAP, and a strong ability to manage risk in a fast-paced NBFC environment.