Retail Credit Risk Lead — Drive Growth & Strategy

Mynt; Metro Manila; On-site; PHP 1,200,000 - 2,400,000; Full time

Job summary

GCash, the leading FinTech platform in the Philippines, is seeking a Senior Credit Risk Manager to oversee credit risk management for retail lending portfolios and lead a team of B2C risk analysts. You will recommend policy changes, track performance, and identify shifts in consumer behavior to drive growth.

Ideal candidates bring strong SQL, data analytics, and credit risk expertise with fintech experience. This role offers leadership within a dynamic, growth-focused team.

Qualifications

• Knowledge in SQL, Data Management, and Data Analytics/Visualization.
• Knowledge in principles of Credit Risk.
• Experience in Retail Credit Risk Management. Fintech experience is a plus.
• People Management.

Responsibilities

• Perform credit risk management functions on retail lending portfolios.
• Lead and develop a group of B2C portfolio risk analysts.
• Recommend policy changes to address retail lending portfolio deterioration.
• Track performance against benchmark and measure impact of implemented strategies.
• Identify shifts in consumer behavior to create growth opportunities.

Skills

SQL

Data Management

Data Analytics/Visualization

Credit Risk principles

Retail Credit Risk Management

People Management

Job description

GCash, the leading FinTech platform in the Philippines, is seeking a Senior Credit Risk Manager to oversee credit risk management for retail lending portfolios and lead a team of B2C risk analysts. You will recommend policy changes, track performance, and identify shifts in consumer behavior to drive growth.

Ideal candidates bring strong SQL, data analytics, and credit risk expertise with fintech experience. This role offers leadership within a dynamic, growth-focused team.