Retail Credit Decision Specialist

Bank of the Philippine Islands (BPI); Manila; On-site; PHP 360,000 - 540,000; Full time

Job summary

BANK OF THE PHILIPPINE ISLANDS in Makati (Head Office) seeks a Designated Lending Officer responsible for evaluating and rendering credit decisions for retail loans in line with credit guidelines, policies, and turnaround targets.

You will conduct screening, verify income and residence, review proposals, render decisions within authority, supervise credit staff, and address sales inquiries to support business targets.

Qualifications

• Bachelor's degree in business or finance-related field.
• Fresh graduates are welcome to apply.
• Knowledge of credit, lending, and banking policies.
• Familiar with regulatory standards and compliance.
• Proficient with MS Office.

Responsibilities

• Screen applications and verify income and residence.
• Assess creditworthiness of loan applicants.
• Render credit decisions within authority limits.
• Supervise Credit Staff to meet targets.
• Address sales inquiries and escalate when needed.

Skills

Credit and lending

Operations

Credit policies

Risk management

Corporate banking

Education

Bachelor's degree in Business Studies/Administration/Management/Finance/Accountancy/Banking or equivalent

Tools

Microsoft Office

Job description

BANK OF THE PHILIPPINE ISLANDS in Makati (Head Office) seeks a Designated Lending Officer responsible for evaluating and rendering credit decisions for retail loans in line with credit guidelines, policies, and turnaround targets.

You will conduct screening, verify income and residence, review proposals, render decisions within authority, supervise credit staff, and address sales inquiries to support business targets.