Credit Officer - Corporate Lending & Risk

Bank of the Philippine Islands (BPI); Quezon City; On-site; PHP 420,000 - 720,000; Full time

Job summary

The Bank of the Philippine Islands (BPI) is hiring a Credit Officer in Manila to conduct credit evaluation and risk assessment for corporate and commercial borrowers. You will prepare credit proposals, engage Relationship Management, and monitor loan performance to protect asset quality.

You will work with cross-functional teams, present to approving bodies, and assist in restructuring efforts as needed. A bachelor's degree and analytical acumen are essential.

Qualifications

• Bachelor’s degree in Business, Economics, Accountancy, or Finance.
• Preferably 1 year of credit evaluation/analysis experience.
• Knowledge of the 5C’s of Credit and risk management principles.
• Proficiency in MS Word, PowerPoint and Excel.
• Strong analytical and communication/presentation skills.
• Self-motivated with leadership attributes.

Responsibilities

• Conducts credit evaluation and risk assessment of corporate and commercial borrowers.
• Prepare comprehensive credit proposals aligned with bank policies.
• Present proposals to approving committees.
• Monitor loan compliance and detect weaknesses.
• Coordinate with Relationship Management for credit facilities.
• Support restructuring and workout plans for assigned accounts.

Skills

Credit evaluation

Financial analysis

Risk assessment

Analytical skills

Communication

Education

Bachelor’s degree in Business, Economics, Accountancy, or Finance

Tools

MS Word

MS PowerPoint

MS Excel

Job description

The Bank of the Philippine Islands (BPI) is hiring a Credit Officer in Manila to conduct credit evaluation and risk assessment for corporate and commercial borrowers. You will prepare credit proposals, engage Relationship Management, and monitor loan performance to protect asset quality.

You will work with cross-functional teams, present to approving bodies, and assist in restructuring efforts as needed. A bachelor's degree and analytical acumen are essential.