Relationship Manager - Cebu

Metrobank; Eastern Samar; On-site; PHP 450,000 - 650,000; Full time

Job summary

Metrobank is seeking a Relationship Manager based in Eastern Samar. This role involves driving growth in the Bank’s loan and deposit portfolio through managing client relationships. Responsibilities include building client partnerships, evaluating creditworthiness, and delivering tailored financial solutions.

The ideal candidate should possess a Bachelor’s degree and have 3–5 years of relevant experience in account management. Strong communication and negotiation skills are essential. Join us to grow your career in an exciting banking environment.

Qualifications

• 3–5 years of experience in account management, preferably in banking.
• Strong background in credit evaluation and financial analysis.
• Excellent communication skills (verbal and written).

Responsibilities

• Build and maintain strong client relationships.
• Monitor client accounts and proactively address potential issues.
• Identify and develop new business opportunities.
• Evaluate client creditworthiness and prepare loan proposals.
• Ensure compliance with bank policies and regulatory requirements.

Skills

Account management

Credit evaluation

Financial statement analysis

Negotiation skills

Communication skills

Active listening

Collaborative work

Education

Bachelor's degree in Business, Finance, Economics, or related course

Job description

Position Title: Relationship Manager

Job Summary

Drive the growth and profitability of the Bank’s loan and deposit portfolio by managing end-to-end client relationships—from business development and credit evaluation to deal structuring and portfolio management. In this role, you will deliver tailored financial solutions, including loans, treasury, trade, and transaction banking products, while ensuring strong credit quality, risk management, and compliance. You will build and deepen long‑term client partnerships, contributing to sustainable revenue growth and overall portfolio performance.

Key Responsibilities

• Build and maintain strong client relationships through regular meetings, calls, and check‑ins
• Monitor client accounts and proactively address potential issues to ensure smooth service delivery
• Identify and develop new business opportunities, including prospecting and engaging potential clients
• Understand client needs and offer appropriate banking solutions across loans, deposits, trade, and treasury products
• Evaluate client creditworthiness and prepare loan proposals with proper financial analysis and structuring
• Coordinate with internal teams to secure approvals and ensure timely processing of transactions
• Manage and monitor assigned portfolio, including performance tracking and early risk identification
• Ensure compliance with bank policies and regulatory requirements while maintaining accurate and complete documentation

Role Exposure

• Deepen your understanding of account management, business development, marketing and sales
• Meet clients from various industries and understand a bank’s role in the ins and outs of the client’s businesses
• Be mentored by industry experts and achieve a promising career

Qualifications

• Graduate of a Bachelor’s degree in Business, Finance, Economics, or any related course
• With at least 3–5 years of relevant experience in account management, preferably in the banking or financial services industry
• With strong background in credit evaluation and financial statement analysis
• Possesses strategic thinking and strong negotiation skills
• With excellent communication skills (verbal, written, and presentation) and strong active listening ability
• Able to work collaboratively with cross‑functional teams to deliver business results

Other Details

Rank: Officer

Unit: Institutional Banking