Principal Product Manager - AML, KYC & Risk Platform

Coins.ph; Davao City; On-site; PHP 1,200,000 - 2,000,000; Full time

Job summary

Coins.ph is seeking a seasoned Product Manager to own AML/CFT, KYC/KYB onboarding, and fraud/risk controls. You will design risk scoring, translate BSP/AMLC regulations into scalable features, and drive compliant, user-friendly onboarding across on-chain and fiat flows.

You will collaborate with Compliance, Risk, Data Science, and Engineering to build robust monitoring, rules engines, and case management tools, while balancing conversion and risk in a fast-paced fintech environment.

Qualifications

• 5+ years of Product Management experience, preferably in fintech, payments, or crypto.
• Strong understanding of AML / CFT frameworks.
• Experience building or managing risk engines / fraud systems / compliance platforms.
• Familiarity with Philippines regulations (BSP / AMLC).
• Ability to translate regulatory requirements into scalable product solutions.
• Nice to have: crypto / blockchain / exchange platforms experience.
• Knowledge of fraud typologies, sanctions screening, and travel rule.
• Experience with tools like Chainalysis / TRM / Elliptic.
• Background in compliance, risk, or data analytics.

Responsibilities

• Own the product roadmap for AML/CFT, transaction monitoring, sanctions screening, and SAR/STR systems.
• Design and optimize risk scoring frameworks across onboarding and transaction lifecycle.
• Partner with Compliance to translate BSP / AMLC regulations into scalable product features.
• Build and improve KYC/KYB onboarding flows (individual & business).
• Optimize CDD/EDD processes, including document verification and risk tiering.
• Balance conversion vs compliance (reduce friction without increasing risk).
• Define and implement fraud detection strategies (account takeover, scams, mule accounts).
• Collaborate with data teams to develop rules engines, alerting systems, and case management tools.
• Improve real-time monitoring capabilities for transactions and user behavior.
• Build internal tools for case management, investigation workflows, and audit trails.
• Integrate with external vendors (KYC providers, blockchain analytics, sanctions lists).
• Cross-functional leadership bridging regulatory requirements and product implementation.

Skills

Product Management

AML/CFT

KYC/KYB

Transaction Monitoring

Regulatory Compliance

Job description

Coins.ph is seeking a seasoned Product Manager to own AML/CFT, KYC/KYB onboarding, and fraud/risk controls. You will design risk scoring, translate BSP/AMLC regulations into scalable features, and drive compliant, user-friendly onboarding across on-chain and fiat flows.

You will collaborate with Compliance, Risk, Data Science, and Engineering to build robust monitoring, rules engines, and case management tools, while balancing conversion and risk in a fast-paced fintech environment.