Policy Service Officer I

QBE Insurance Group; Cebu City; On-site; PHP 180,000 - 240,000; Full time

Job summary

QBE Insurance Group in Cebu City, Philippines seeks a dedicated customer service professional to handle phone inquiries, route calls, and resolve billing questions while ensuring compliance with regional laws and company policies.

The role emphasizes accurate product and policy knowledge, effective communication in English, and collaboration with internal teams to meet customer expectations.

Qualifications

• Bachelor's degree or equivalent combination of education and experience.
• 0-1 year relevant experience in customer service or insurance preferred.
• Strong English communication and regulatory/compliance awareness.

Responsibilities

• Provide customer service via phone; answer questions on product, process, policy.
• Handle switchboard duties and route calls to appropriate colleagues.
• Assist with billing inquiries and resolve issues promptly.
• Ensure compliance with laws, codes, policies and procedures.
• Maintain professional demeanor and build stakeholder relationships.
• Follow scripting to understand caller intent and route accordingly.
• Support renewal quotes and new business interactions without compromising brand.

Skills

Administrative Support

Analytical Thinking

Critical Thinking

Customer Service

Insurance Underwriting

Stakeholder Management

Policy Administration

Policy Compliance

MS Tools

Attention to Detail

Education

Bachelor's Degree or equivalent

Tools

MS Office

Job description

Primary Details

Time Type: Full time

Worker Type: Employee

Provide customer service via phone calls & answer customer, Underwriter and/or agency’s questions regarding product, process, policy.Responsible for supporting business areas by operating switchboard and connecting callers to the appropriate person, answer various billing inquiries and resolve issues with regards to billing questions in a timely manner.

Primary Responsibilities

• Ensure policies are followed and refer/escalate where appropriate
• Comply on provided legislations, industry codes, company policies and procedures.
• 100% Regulatory Compliance to the laws set by Region’s Government Body such as State Insurance Regulated Authority (SIRA) and Road and Maritime Service (RMS)
• 100% Compliance to mandatory general insurance requirements such as reading out Duty of Disclosure.
• 100% Compliance to security in handling credit cards by using Secure Pause.
• 100% Compliance to Privacy and Confidentiality Agreement.
• Establish and maintain a good working relationship with stakeholders
• Cooperate with other functions to answer customer/agency’s questions regarding product, process, policy etc.
• Consistently open minded, professional, polished, posed, and positive demeanor
• Provide personalized and quality service to meet the expectations of internal and external customers
• Understand customer needs and goals an actively look for ways to meet them
• Follow agreed upon scripting to ensure customer intention is understood
• Route calls to appropriate end location as per procedures in a timely fashion.
• Answer basic questions about the company for callers who don’t need to be transferred to another extension.
• Communicate information in a clear, well-organized, and professional manner.
• Effectively manage premium objection when handling policy renewal of existing customers without risk of negatively impacting QBE brand.
• Provide new quotes to new business customers without risk of negatively impacting QBE brand

Required Education

• Bachelor's Degree or equivalent combination of education and work experience

Required Experience

• 0-1 year relevant experience

Preferred Competencies/Skills

• Problem solving skills
• Strong spoken and written English
• Keen to details
• Adaptable to change to a fast-pace environment
• Administration and Organisation Skills
• Ability to multi task
• Analytical and research skills

Preferred Experience

• call center experience within the insurance and/or banking industry; billing experience and increasing level of responsibility

Preferred Knowledge

• Excellent customer service focus
• Proficiency in MS tools
• Basic knowledge on Insurance is preferred

QBE Cultural DNA

• Everything we do at QBE is underpinned by our DNA (which interlinks seven cultural elements) – because we know it's not just what we do that matters, it's how we do it that makes the difference. We expect all employees to role model and inspire the right behaviours that link to our cultural elements:
• We are customer-focused
• We are technical experts
• We are inclusive
• We are fast-paced
• We are courageousWe are accountable
• We are a team
• All employees are expected to adhere to QBE’s Code of Ethics and Conduct and apply sound risk management practices

US Only - Disclaimer

• To successfully perform this job, the individual must be able to perform each essential job responsibility satisfactorily. Reasonable accommodations may be made to enable an individual with disabilities to perform the essential job responsibilities.

Job Type

• Individual Contributor

Global Disclaimer

• The duties listed in this job description do not limit the assignment of work. They are not to be construed as a complete list of the duties normally to be performed in the position or those occasionally assigned outside an employee’s normal duties. Our Group Code of Ethics and Conduct addresses the responsibilities we all have at QBE to our company, to each other and to our customers, suppliers, communities and governments. It provides clear guidance to help us to make good judgement calls.

Skills: Administrative Support, Analytical Thinking, Critical Thinking, Customer Service, Insurance Underwriting, Intentional collaboration, Managing performance, Policy Administration, Policy Compliance, Policy Management, Prioritization, Regulatory Compliance, Risk Assessments, Risk Management, Stakeholder Management

Equal Employment Opportunity

QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.