Mortgage/Loan Examiner (Must be Law graduate)

Social Housing Finance Corporation; San Fernando; On-site; PHP 400,000 - 600,000; Full time

Job summary

The Social Housing Finance Corporation seeks a legally trained professional to assist in reviewing loan and mortgage documents. The candidate must hold a Bachelor of Law and possess relevant work experience to ensure compliance with policies and guidelines. Offering various employee benefits, the role operates Monday to Friday, 8 AM - 5 PM.

Benefits

Government-mandated benefits: SSS, Pag-IBIG, PhilHealth

Paid legal holidays

13th Month pay

Service Incentive Leave (SIL)

Paternity Leave, Solo Parent Leave

Group Life insurance

HMO/Health Insurance

Financial Assistance Program

Qualifications

• At least 2 years of relevant work experience.
• At least 8 hours of relevant training.

Responsibilities

• Assist in reviewing and validating loan and mortgage documents.
• Prepare mortgage examination findings for loan application approval.
• Maintain proper safekeeping of mortgaged documents.

Skills

Legal research

Document validation

Stakeholder communication

Education

Bachelors of Law

Job description

Qualifications

Education: Bachelors of Law

Experience: At least 2 years of relevant work experience

Training: At least 8 hours of relevant training

Employment Status: To be officially employed under DBP Service Corporation (DBPSC), but shall be assigned and deployed to Social Housing Finance Corporation (SHFC) as an agency-hired employee.

DBPSC Benefits (for Agency-hired Employees)

• Government-mandated benefits: SSS, Pag-IBIG, PhilHealth, EC
• Paid legal holidays
• 13th Month pay
• Service Incentive Leave (SIL) - 5 days after the first year
• Paternity Leave, Solo Parent Leave, Magna Carta for Women
• Retirement Pay
• Group Life insurance upon first day
• Financial Assistance Program
• HMO/Health Insurance
• Paid trainings
• Overtime Pay

Work Schedule: Mondays to Fridays (8 AM - 5 PM)

Duties & Responsibilities

• Assists in reviewing and validating loan and mortgage documents under the CMP as to their validity, legality, enforceability, and acceptability based on the CMP policies and guidelines;
• Assists in the preparation of mortgage examination findings through thorough review of the submitted documents for approval of loan application;
• Assists in communicating mortgage examination findings accurately to stakeholders for correct and complete compliance thereto;
• Prepares transmittal letter for the release of check payments to landowner/s for proper monitoring of payments;
• Assists in coordinating with SHFC linkages and partners to secure documents necessary for the approval of loan applications;
• Assists in collating and reviewing of mortgage documents after the issuance letter of guaranty based on the ME checklist for processing of loan release;
• Assists in consolidating the required documents necessary for the transfer of title to Community Association's name and annotation of REM;
• Assists in maintaining proper safekeeping of mortgaged documents submitted, including titles with annotation of REM for the protection of the released loan;
• Performs other functions that may be assigned from time to time.