LOANS SPECIALIST FOR SALES (DIGOS)

EastWest Rural Bank, Inc.; Digos; On-site; PHP 400,000 - 600,000; Full time

Job summary

A leading bank in Davao del Sur is looking for a Loans Specialist-Sales to engage clients, promote bank products, and facilitate loan applications. The successful candidate will have excellent communication skills, be customer-focused, and possess proficiency in MS Office. This role requires a bachelor's degree and an understanding of loans and microfinance, offering an opportunity for growth in a dynamic banking environment.

Qualifications

• Graduate of a 4-year course, preferably Business-related.
• Background in Loans and Microfinance is an advantage.
• Resident within 30 minutes travel time to store location.

Responsibilities

• Conduct site visits and perform sales and marketing for bank products.
• Facilitate loan application processes and monitor loan status.
• Prepare complete loan reports and ensure timely processing.

Skills

MS Office Application Proficiency

Good Judgment

Verbal Communication Skills

Written Communication Skills

Problem-Solving Skills

Human Relations Skills

Customer Focused

Results Driven

Stress Tolerance

Attention to Details

Team Player

Education

Bachelor’s Degree (Business-related)

Job description

Job Duties and Responsibilities for Loans Specialist-Sales (Marketing):

• Do site/ area visits (Field work) within the area and nearby towns

• Perform Sales and Marketing on bank's products

• Do client engagement, perform product orientation, and other marketing strategies of the bank.

• Facilitate Loan Application to Clients

• Verify and check the validity and authenticity of loan application document attachments

• Review Loan Application Forms; Evaluate loan application, perform follow-ups, if necessary, conduct of "Know Your Customer" and loans underwriting

• Ensures efficient loan document preparation and loan processing

• Facilitate approval of loan application

• Monitor loan application status

• Make sure to do accurate, complete and timely loan report preparation and submission.

• Make sure to accurately monitor loans to achieve low to zero past due rate.

• Ensure all releases are billed and duly deducted on the identified effectiveness date

• Prepare/ Compose justification for Deviation

• Assist in collection and promotion activities

Job Qualification and Competencies Requirement:

• Graduate of at least a 4-year course, bachelor’s degree, preferably Business-related courses

• With background in Loans and Microfinance is an advantage

• A resident of the area or of nearby places (within 30 min travel time to the store location)

• Very good MS Office Application Proficiency

• Good Judgment skills

• Good verbal and written communication skills

• Good problem-solving skills

• Very good human relations skills

• Fast Learner and willing to learn

• Customer Focused

• Results Driven

• Good Stress Tolerance

• Keen to details

• With Integrity

• Good team player

• With driving skills (with license) is an advantage