Loan Processor

Nittan Capital Finance Inc.; Baguio; On-site; PHP 279,000 - 390,600; Full time

Benefits offered by this job

Performance Bonus

Employee Recognition Program

Health Insurance

Job summary

A financial services company located in Baguio is seeking a full-time employee to focus on fraud prevention and credit analysis. The ideal candidate will be involved in investigating accounts, analyzing loan applications, and ensuring compliance with internal policies and regulatory guidelines. Fresh graduates are encouraged to apply. Employees will enjoy benefits such as performance bonuses and health insurance.

Qualifications

• Fresh graduates or students in related fields are encouraged to apply.
• Strong analytical skills to assess financial documents and loan applications.
• Proficiency in MS Office and computer literacy is essential.

Responsibilities

• Investigate accounts to prevent fraud.
• Analyze loan applications and financial statements.
• Evaluate borrowers' risk profiles.

Skills

Compliance

MS Office

Analytical Skills

Financial Analysis

Education

Bachelor's Degree

Job description

On-site - Baguio Fresh Graduate/Student Bachelor Full-time

Job Description

Employee Recognition and Rewards

Performance Bonus, Employee of the Month Award, Employee Recognition Program

Government Mandated Benefits

Insurance Health & Wellness

HMO

Professional Development

Read More

Key Responsibilities

• Protect the company from fraudulent accounts by doing thorough investigations and review of all accounts being processed.
• Conduct a thorough analysis of loan applications, financial statements, credit reports, and other relevant documentation to assess the creditworthiness of borrowers.
• Evaluate the risk profile of borrowers by analysing factors such as income stability, debt-to-income ratio, credit history, collateral, and industry trends.
• Ensure compliance with internal policies, guidelines, and regulatory requirements while reviewing credit applications.
• Verify the accuracy and completeness of loan documentation, including legal and financial documentation, and identify any potential discrepancies or red flags.
• Utilize financial models and tools to assess credit proposals' viability and profitability and determine appropriate loan terms and conditions.
• Prepare detailed credit review reports summarizing the analysis, findings, and recommendations for credit decisions.
• Provide timely and accurate responses to inquiries from internal stakeholders and maintain a customer‑centric approach in dealing with external customers.
• Conduct external verification to validate data/information provided/submitted by clients concerning their loan applications.
• Use or find different methods of validation to verify the information provided/submitted by clients.
• Other tasks that may be endorsed by the department head.

Compliance MS Office Computer Literate

Working Location

Room 307, Lyman Ogilby Centrum. Lyman Ogilby Centrum, Magsaysay Ave, Baguio, Benguet, Philippines

If the position requires you to work overseas, please be vigilant and beware of fraud.

If you encounter an employer who has the following actions during your job search, please report it immediately

• withholds your ID,
• requires you to provide a guarantee or collects property,
• forces you to invest or raise funds,
• collects illicit benefits,
• or other illegal situations.

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