Fraud Analyst (Project-Based) – Non-Lending & AI-Driven

Gotyme Gotyme; Philippines; On-site; PHP 391,000 - 670,000; Full time

Job summary

Gotyme Gotyme in Quezon City, Philippines seeks a Fraud Analyst (Project Based) to monitor and investigate non-lending fraud across products. You will handle end-to-end case management, evidence gathering, decisioning, documentation, and regulatory reporting within defined timelines.

The role requires a Bachelor's degree, proven transaction-monitoring experience in banking/FS, strong analytical skills, and collaboration across Ops, Risk, Compliance, and Product.

Qualifications

• Bachelor's Degree in any related field; non-technical graduates acceptable with strong technical aptitude
• Open to a project-based role for 6 months
• Experience in transaction monitoring within banking/financial services
• Strong analytical skills and attention to detail
• Ability to leverage new tools/technologies for fraud detection
• Excellent communication and teamwork skills
• Comfortable in a dynamic, agile environment
• Experience handling non-lending fraud cases and using case management tools
• Familiar with MORB Guidelines and AFASA
• Strong logical reasoning and investigative mindset
• Good to have: SQL and/or programming language for data checks and analysis
• Ability to prioritize workload and meet timelines
• Experience collaborating with Ops, Risk, Compliance, Product

Responsibilities

• Review and action assigned fraud queues for non-lending products with timely triage and disposition
• Investigate non-lending fraud typologies (account takeovers, scam transfers, mule activity, etc.)
• Validate transactions to form evidence-based decisions
• Ensure high-quality case documentation with rationale and evidence
• Execute AFASA-related processes end-to-end within timelines
• Notify stakeholders of final disposition per process timelines
• Prepare incident reports and RCLs following governance templates
• Escalate high-risk or time-sensitive cases to senior staff
• Support data integrity by validating inputs and system outputs
• Identify recurring fraud patterns and recommend improvements
• Participate in automation or continuous improvement initiatives
• Adhere to SOPs and audit-ready standards
• Assist in court appearances as needed

Skills

Analytical skills

Attention to detail

Communication

Teamwork

Agile environment

SQL basics

Programming basics

Cross-functional collaboration

Education

Bachelor's degree in related field

Tools

Case management tools

Monitoring tools

SQL

Job description

Gotyme Gotyme in Quezon City, Philippines seeks a Fraud Analyst (Project Based) to monitor and investigate non-lending fraud across products. You will handle end-to-end case management, evidence gathering, decisioning, documentation, and regulatory reporting within defined timelines.

The role requires a Bachelor's degree, proven transaction-monitoring experience in banking/FS, strong analytical skills, and collaboration across Ops, Risk, Compliance, and Product.