Finance Analyst - Credit 1

San Miguel Corporation; Pasig; On-site; PHP 360,000 - 600,000; Full time

Job summary

San Miguel Corporation is seeking a Finance Analyst (Credit) to join a detail-oriented team focused on assessing credit risk, managing customer accounts, and supporting the company’s financial health. The role emphasizes hands-on auditing experience and strong SAP/MS Excel skills for effective credit management.

The ideal candidate will conduct credit investigations, prepare customer evaluation reports, and generate monthly A/R reports for management.

Responsibilities

• Conduct thorough credit investigations for new customers applying for credit terms and credit lines.
• Prepare comprehensive customer evaluation reports based on credit investigations, and recommend necessary terms and conditions.
• Generate and consolidate Accounts Receivable (A/R) reports from all Business Units on a monthly basis for management review and reporting.
• Maintain, monitor, and analyze the customer database with past due accounts, over credit limits, and expiring collateral; and elevate issues to relevant Business Units to address risk exposure.
• Collaborate closely with all Business Units to resolve and/or mitigate exposure related to Credit or Accounts Receivable.
• Demonstrate a solid understanding of the Order to Cash process to ensure smooth operational workflows.
• Knowledgeable in SAP.

Job description

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We are seeking a detail-oriented and analytical individual to join our team as Finance Analyst (Credit). The ideal candidate will have a strong background in finance or accountancy, with hands‑on experience in corporate auditing processes. This position plays a crucial role in assessing credit risk, managing customer accounts, and supporting the financial health of our organization.

Responsibilities

• Conduct thorough credit investigations for new customers applying for credit terms and credit lines.
• Prepare comprehensive customer evaluation reports based on credit investigations, and recommend necessary terms and conditions.
• Generate and consolidate Accounts Receivable (A/R) reports from all Business Units on a monthly basis for management review and reporting.
• Maintain, monitor, and analyze the customer database with past due accounts, over credit limits, and expiring collateral; and elevate issues to relevant Business Units to address risk exposure.
• Collaborate closely with all Business Units to resolve and/or mitigate exposure related to Credit or Accounts Receivable.
• Demonstrate a solid understanding of the Order to Cash process to ensure smooth operational workflows.
• Knowledgeable in SAP.

Qualifications

• Bachelor’s degree in Finance, Accountancy, or a related field.
• A minimum of 1 year of experience in corporate auditing processes
• Strong analytical skills with the ability to interpret financial data and make informed decisions.
• Proficiency in SAP and MS Excel

Job Segment: Accounts Receivable, Credit, Financial Analyst, SAP, ERP, Finance, Technology