Field Credit Investigator - Loan Verification Cebu

Wisefund Finance Corporation; Cebu City; On-site; PHP 240,000 - 420,000; Full time

Job summary

Wisefund Finance Corporation in Cebu City invites a driven Credit Investigator to join our field team. You will conduct ocular inspections, verify documents, and assess collateral while ensuring accuracy and compliance with company policies.

No prior work experience required; a four-year degree is required; must have a driving license and willingness to travel for field work. Strong communication and attention to detail are essential for success.

Qualifications

• Graduate of any four-year course.
• Excellent communication and interpersonal skills; attention to detail.
• Able to prioritize tasks, manage multiple assignments, and meet deadlines.
• Willing to conduct field work and travel with driving license.
• Computer-proficient.

Responsibilities

• Conduct ocular inspections of residences, workplaces, and assets.
• Prepare Credit Approval Memorandum after credit investigation.
• Validate loan applications and documents through interviews and verifications.
• Review borrower's payment history with other lenders.
• Prepare investigation reports with findings and recommendations.
• Take photos and collect supporting documents during fieldwork.
• Recommend credit decisions (approve/decline/conditional).

Skills

Driving license

Communication skills

Administrative skills

Interpersonal skills

Attention to detail

Time management

Field work readiness

Computer proficiency

Education

Four-year degree

Tools

MS Office

Job description

Wisefund Finance Corporation in Cebu City invites a driven Credit Investigator to join our field team. You will conduct ocular inspections, verify documents, and assess collateral while ensuring accuracy and compliance with company policies.

No prior work experience required; a four-year degree is required; must have a driving license and willingness to travel for field work. Strong communication and attention to detail are essential for success.