Disclosure Specialist/Manager (US Mortgage)

NightOwl Consulting; Quezon City; On-site; PHP 400,000 - 600,000; Full time

Job summary

A leading company in mortgage compliance seeks a Disclosure Specialist/Manager to ensure loan processing accuracy and adherence to lending guidelines. The successful candidate will leverage expertise in Encompass and Mavent to resolve errors and maintain compliance. This full-time role offers competitive compensation and comprehensive benefits right from Day 1.

Benefits

Above market salary

HMO on Day 1 for principal and two dependents

Government-mandated benefits

Performance-based Incentives

Quarterly Company Events

1,000 PHP De Minimis

Equipment and software provided

Qualifications

• 2+ years of experience in mortgage compliance dealing with Encompass and Mavent.
• Proven experience with diagnosing and resolving Encompass system errors.
• Solid understanding of mortgage compliance regulations (e.g., RESPA, TILA).

Responsibilities

• Analyze and resolve Encompass errors and failures accurately.
• Maintain knowledge of compliance guidelines and regulations.
• Document and report compliance-related findings.

Skills

Encompass error analysis

Mavent proficiency

Mortgage compliance regulations

Analytical skills

Communication skills

Task prioritization

Job description

Disclosure Specialist/Manager (US Mortgage)

Department: Operations

Employment Type: Full Time

Location: Client

Compensation: ₱38,000 - ₱55,000 / month

Description

We are seeking a detail-oriented Compliance Assistant with specialized expertise in Encompass error analysis and resolution, as well as advanced proficiency in Mavent. The ideal candidate will ensure loan processing accuracy and compliance with mortgage lending guidelines.

Key Responsibilities

• Analyze and resolve Encompass errors and failures efficiently and accurately.
• Maintain comprehensive knowledge of compliance guidelines, regulations, and industry standards relevant to mortgage lending.
• Utilize Mavent proficiently, including interpreting and applying Mavent codes to maintain compliance.
• Collaborate with loan officers, processors, and underwriters to address compliance issues promptly.
• Document and report compliance-related findings and corrections clearly and concisely.
• Support internal compliance audits and assist in corrective action plans as needed.

Skills, Knowledge and Expertise

• Proven experience with Encompass, specifically in diagnosing, analyzing, and resolving system errors.
• Advanced proficiency in Mavent and deep familiarity with its coding structure.
• Solid understanding of mortgage compliance regulations (e.g., RESPA, TILA, HMDA, CFPB guidelines).
• Strong analytical skills with attention to detail and accuracy.
• Excellent communication skills, both verbal and written.
• Ability to prioritize tasks and manage multiple projects simultaneously.
• 2+ years of experience in mortgage compliance, specifically dealing with Encompass and Mavent.
• Previous experience in regulatory compliance within the mortgage industry.

Benefits

• Above market salary
• HMO on Day 1 for principal and two dependents
• Government-mandated benefits
• Performance-based Incentives
• Quarterly Company Events
• 1,000 PHP De Minimis
• Equipment and software provided