Director of Risk Management

Mocasa - Pay Later Anywhere; Philippines; On-site; PHP 1,200,000 - 1,600,000; Full time

Job summary

A financial technology company in the Philippines is seeking an experienced HR Senior Officer to lead risk management for their salary loan platform. You will establish risk frameworks, manage corporate client onboarding, and develop credit assessment policies. Ideal candidates will have over 5 years of experience in risk management and strong skills in credit risk modeling and data analysis. Full-time position with competitive benefits.

Qualifications

• 5+ years of risk management experience in salary loans.
• Experience with credit risk modeling, data analysis, and statistical tools.
• Familiarity with B2B2C business models and salary loan products.

Responsibilities

• Develop and implement comprehensive risk management frameworks.
• Establish enterprise client onboarding standards and procedures.
• Design employee loan approval policies and credit scoring models.

Skills

Risk management frameworks

Credit risk modeling

Data analysis

Excellent English communication skills

Education

Bachelor's degree in Finance, Economics, Mathematics or related field

Tools

SQL

Python

Job description

Overview

HR Senior Officer at Mocasa - Pay Later Anywhere. We are seeking an expert to lead risk management for our salary loan and early salary advance platform. You will be responsible for establishing comprehensive risk frameworks, managing enterprise client onboarding, and developing credit assessment policies for our B2B2C fintech business.

Responsibilities

• Develop and implement comprehensive risk management frameworks covering credit, operational, compliance, and liquidity risks
• Establish enterprise client onboarding standards and due diligence procedures for corporate partnerships
• Design and optimize employee loan approval policies and credit scoring models
• Build fraud detection systems and alternative data-driven risk assessment models
• Create risk monitoring dashboards and reporting systems for management
• Conduct stress testing and portfolio risk analysis
• Collaborate with business teams to balance risk control with growth objectives

Requirements

• Bachelor's degree in Finance, Economics, Mathematics, or related field
• 5+ years of risk management experience in salary loans
• Experience with credit risk modeling, data analysis, and statistical tools (SQL, Python)
• Familiarity with B2B2C business models and salary loan products
• Professional certifications (FRM, CFA, PRM) are advantageous
• Excellent English communication skills

Seniority level

• Director

Employment type

• Full-time

Job function

• Head of Enterprise Risk (Banking & Financial Services)
• Director of Operations - Financial Account
• Control and Risk Assessment Associate Director
• Financial Services Risk Management (FSRM) Manager
• Associate Director, Risk and Control Governance (Bangkok Based, Relocation Support Provided)