Credit Strategy Lead, SME Lending (Philippines)

Hyred; Manila; On-site; PHP 1,800,000 - 2,400,000; Full time

Job summary

A fintech platform is seeking a Credit Lead for the Philippines to oversee credit evaluations and develop innovative credit strategies. The ideal candidate will have over 5 years of experience in credit risk and a strong analytical background, with proven abilities in designing credit policies. This role combines strategic design and analysis to support small businesses that traditional banks cannot serve.

Qualifications

• 5+ years in credit risk, lending operations, or underwriting.
• Experience in early-stage or innovative lending environments.
• Ability to build and iterate on scorecards.

Responsibilities

• Oversee credit assessments for SME borrowers based on various financial data.
• Design, refine, and test credit scorecards.
• Lead portfolio reviews and monitor key risk metrics.

Skills

Credit risk analysis

Data-driven decision making

Communication skills

Analytical skills

Financial statement analysis

SME lending principles

Tools

Excel

SQL

Python

BI tools (Tableau, PowerBI, Looker)

Job description

A fintech platform is seeking a Credit Lead for the Philippines to oversee credit evaluations and develop innovative credit strategies. The ideal candidate will have over 5 years of experience in credit risk and a strong analytical background, with proven abilities in designing credit policies. This role combines strategic design and analysis to support small businesses that traditional banks cannot serve.