Credit Risk Management Officer

Philcement Corporation; Makati; Sur place; PHP 600 000 - 800 000; Plein temps

Résumé du poste

Philcement Corporation invites applications for a Credit & Risk Officer to assess creditworthiness, review credit lines, monitor risk, and ensure compliance with company policies. The role requires at least 2 years in credit and risk management, strong analytical skills, and proficiency in Excel; familiarity with Oracle ERP is an advantage.

Onsite at Rockwell, Makati City. We value detail orientation, collaboration across teams, and clear reporting to management.

Qualifications

• Bachelor's degree required in finance/accountancy/business
• At least 2 years of relevant experience in Credit & Risk Management or related finance functions is an advantage
• Experience in Credit Line Review, 5 C's of Credit, Credit Assessment, Policy Development, and Risk Monitoring is an advantage
• Willing to work onsite in Rockwell, Makati City

Responsabilités

• Conduct credit assessments and evaluations using financial analysis and the 5 C's of Credit.
• Review and recommend credit limits and payment terms for new and existing customers.
• Monitor accounts receivable, payment performance, and potential credit risks.
• Develop, review, and implement credit policies and risk management procedures.
• Prepare credit analysis reports and recommendations for management.
• Coordinate with internal teams on credit-related concerns, collections, and risk mitigation.

Connaissances

Analytical skills

Financial statement analysis

Credit assessment

Problem-solving

Communication skills

Interpersonal skills

Organization

Formation

Bachelor's degree in Accountancy, Finance, Business Administration, or related field

Outils

Excel

Oracle ERP

Description du poste

We are looking for a Credit & Risk Officer who will be responsible for assessing customer creditworthiness, reviewing credit lines, monitoring credit risks, and ensuring compliance with company credit policies.

Key Responsibilities

• Conduct credit assessments and evaluations using financial analysis and the 5 C's of Credit.

• Review and recommend credit limits and payment terms for new and existing customers.

• Monitor accounts receivable, payment performance, and potential credit risks.

• Develop, review, and implement credit policies and risk management procedures.

• Prepare credit analysis reports and recommendations for management.

• Coordinate with internal teams on credit-related concerns, collections, and risk mitigation.

Skills & Competencies

• Strong analytical and financial statement analysis skills.

• Knowledge of credit assessment, risk evaluation, and credit management practices.

• Good problem-solving and decision-making abilities.

• Proficient in Microsoft Office applications, particularly Excel.

• Familiarity with Oracle or similar ERP systems is an advantage.

• Strong communication and interpersonal skills.

• Detail-oriented, organized, and able to work collaboratively with different teams.

Qualifications

• Bachelor's degree in Accountancy, Finance, Business Administration, or any related field.

• At least 2 years of relevant experience in Credit & Risk Management or related finance functions is an advantage.

• Experience in Credit Line Review, 5 C's of Credit, Credit Assessment, Policy Development, and Risk Monitoring is an advantage.

• Willing to work onsite in Rockwell, Makati City.