Credit Review Officer - up to 50k - Makati

weSource Management Consultancy Firm; Makati; On-site; PHP 390,600 - 558,000; Full time

Job summary

A financial services company is seeking a Credit Review Officer in Makati. In this role, you will evaluate the credit quality of loans, identifying risks and ensuring compliance with policies. Ideal candidates should have a college degree and at least 2 years of relevant experience in loan review or commercial lending. The position offers a competitive salary ranging from 35k to 50k. Join a bank looking to enhance its credit processes and drive positive change in the industry.

Qualifications

• Minimum of 2 years of loan review, commercial lending, commercial loan underwriting, and/or commercial loan portfolio management experience.

Responsibilities

• Conduct credit review and identify gaps in underwriting and approval processes.
• Validate credit information to verify borrower creditworthiness.
• Prepare periodic Risk Assessments based on loan portfolios.
• Communicate findings to management and provide feedback for improvements.

Skills

Credit review

Risk assessment

Loan underwriting

Communication

Education

College Degree in Accounting, Finance, Economics or related fields

Job description

Credit Review Officer - Makati

We are looking for a Credit Review Officer for our local bank client in Makati.

Setup: Onsite
Location: Makati
Salary: 35k to 50k
Industry: Banking

Responsible for independently evaluating the credit quality and credit process of the bank, identifying unnecessary credit risk in the loan portfolios, confirming the effectiveness of loan grading, and effectively communicating findings to the management at the same time providing a force for positive change in the bank.

Specific Functions

• Conduct credit review and identify gaps in underwriting, approval, monitoring, relationship management, and credit administration activities of the commercial loan portfolio
• Validate credit/financial information to verify the creditworthiness of the borrower/guarantors and the validity of the loan/credit relationship
• Validate selected loan and collateral documentation for adequacy and adherence to loan policy
• Prepare periodic Risk Assessments to validate or revise the risk-based ranking
• Assist in the development, implementation, and oversight of ongoing risk-based credit review
• Identify existing and/or emerging issues relating to credit quality and risk
• Communicate with loan officers, underwriters, credit admin, and other management, providing helpful feedback based on the results of the credit review
• Own and manage follow-up items resulting from the review and report the resolutions of those items
• Conduct stress-test and recommend policy enhancements based on the results of the credit review

Qualifications and Educational Requirements

• Education: College Degree, preferably in Accounting, Finance, Economics, or related fields
• Minimum of 2 years of loan review, commercial lending, commercial loan underwriting, and/or commercial loan portfolio management experience