Credit Risk & Fraud Review Associate

Cepat Kredit Financing Inc; Quezon; On-site; PHP 400,000 - 600,000; Full time

Job summary

A financial services company in the Philippines is looking for a professional to assess the creditworthiness of borrowers. The role involves analyzing loan applications and financial statements, evaluating risks, ensuring compliance with internal policies and regulations, and preparing detailed credit reports. Ideal candidates should have experience in financial analysis, strong analytical skills, and a customer-centric approach when communicating with stakeholders.

Qualifications

• Experience in financial analysis and credit assessment.
• Strong analytical skills to evaluate loan applications.
• Familiarity with compliance regulations in finance.

Responsibilities

• Protect the company from fraudulent accounts by conducting thorough investigations.
• Analyze loan applications, financial statements, and credit reports to determine creditworthiness.
• Evaluate borrower risk profiles based on income stability and credit history.
• Ensure compliance with policies and regulatory requirements during reviews.
• Verify accuracy of loan documentation and identify discrepancies.
• Utilize financial models to assess proposals' viability and determine loan terms.
• Prepare credit review reports with analysis and recommendations.
• Respond to inquiries from stakeholders while maintaining customer focus.
• Conduct external verification to validate client data regarding loan applications.
• Find methods of validation for client-provided information.

Job description

A financial services company in the Philippines is looking for a professional to assess the creditworthiness of borrowers. The role involves analyzing loan applications and financial statements, evaluating risks, ensuring compliance with internal policies and regulations, and preparing detailed credit reports. Ideal candidates should have experience in financial analysis, strong analytical skills, and a customer-centric approach when communicating with stakeholders.