Credit Risk Analyst - Review & Compliance

Cepat Kredit Financing Inc; Bacolod; On-site; PHP 223,200 - 334,800; Full time

Job summary

A financial services company in the Philippines seeks an individual for a credit analyst role. The position involves protecting the company from fraud by conducting investigations, analyzing loan applications, and ensuring compliance with regulatory requirements. Ideal candidates should hold a bachelor's degree and may have at least six months of related experience. Fresh graduates are encouraged to apply, and the role focuses on maintaining a customer-centric approach while dealing with both internal and external stakeholders.

Qualifications

• Bachelors degree in a related field is required.
• 06 months related experience (fresh graduates welcome to apply).

Responsibilities

• Protect the company from fraudulent accounts by conducting thorough investigations.
• Conduct a thorough analysis of loan applications and financial statements.
• Evaluate the risk profile of borrowers using various factors.
• Ensure compliance with policies and regulatory requirements.
• Verify accuracy and completeness of loan documentation.
• Utilize financial models to assess viability of credit proposals.
• Prepare detailed credit review reports summarizing findings.
• Provide timely responses to inquiries from stakeholders.
• Conduct external verification based on provided information.
• Explore different methods of validation for client information.
• Perform other tasks assigned by the department head.

Education

Bachelor's degree in a related field

Job description

A financial services company in the Philippines seeks an individual for a credit analyst role. The position involves protecting the company from fraud by conducting investigations, analyzing loan applications, and ensuring compliance with regulatory requirements. Ideal candidates should hold a bachelor's degree and may have at least six months of related experience. Fresh graduates are encouraged to apply, and the role focuses on maintaining a customer-centric approach while dealing with both internal and external stakeholders.