Credit Group Hiring - Credit Review Officer

Metrobank; Taguig; On-site; PHP 334,800 - 502,200; Full time

Job summary

Metrobank is seeking a Credit Review Officer to prepare and assess loan proposals as well as manage credit risk and portfolio management. The successful candidate will be responsible for coordinating with lending units and ensuring compliance with internal policies. Qualifications include a degree in relevant disciplines and a minimum of two years' experience in commercial loans or credit analysis. Strong analytical skills are essential for making informed assessments and recommendations. The position is focused on Metro Manila and nearby areas.

Qualifications

• At least 2 years of experience in handling Commercial and Corporate Loans Credit.
• At least 2 years as Credit Risk Officer, Analyst, or Manager in financial institutions.
• Solid experience in Commercial / Corporate Relationship Management.
• Consumer Lending (Auto, Personal, Home) experience with Accounting background.

Responsibilities

• Prepare and assess loan proposals and borrowers.
• Coordinate with Institutional Banking Segment for document submission.
• Validate data provided by lending units.
• Assess collateral documentation and necessary mitigations.
• Identify policy and regulatory deviations for risk assessment.
• Prepare financial spreadsheets and evaluations for new clients.
• Determine credit risk rating and classification.

Skills

Quantitative skills

Analytical skills

Credit risk analysis

Financial analysis

Education

Graduate of Accountancy, Accounting Management, Math, Statistics, Financial Management or Economics

Job description

Be #InGoodHands with Metrobank!

Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development. With Metrobank, a meaningful life is within your reach!

Job Title: Credit Review Officer

Job Summary

• Preparation and credit assessment of loan proposals and corresponding borrowers
• Credit Risk and Portfolio Management
• Conformity to internal and external policies

Role Exposure

• Should ensure consistent and advance coordination with Institutional Banking Segment (IBS) counterparts on the timely submission of pre-approval documents, and the active management of his/her assigned portfolio of accounts together with the lending officer
• Prepares the Evaluation and Recommendation for Credit Accommodation (ERCA) for credit line renewals of IBS accounts according to policy and in compliance with the agreed Service Level Agreement (SLA) with IBS
• Validates data provided by lending units as part of the credit assessment
• Assess the related collateral and documentation deviations and necessary mitigations in relation to the credit assessment
• Identify all relevant policy and regulatory deviations to arrive at a fair assessment of the overall risks and make the appropriate recommendations
• Prepare the financial spreadsheet and financial evaluation of new borrowing clients - may be asked to evaluate the ERCA prepared by IBS for the establishment of its credit facilities
• Determine and assess credit risk rating and classification and ensure these are appropriate and relevant at all times

Qualifications

• Graduate of Accountancy, Accounting Management, Math, Statistics, Financial Management or Economics
• With any of the following backgrounds:
  • At least 2 years of experience in handling Commercial and Corporate Loans Credit
  • At least 2 years of relevant work experience as Credit Risk Officer, Credit Analyst, or Credit Manager in financial institutions (with background in Accounting is plus)
  • With solid experience in Commercial / Corporate Relationship Management
  • With Consumer Lending (Auto, Personal, Home) Credit experience and background in Accounting
• Comes with strong quantitative and analytical skills
• Knowledgeable in credit risk / financial analysis

Rank: Junior Officer

Hiring locations for Metro Manila & Countryside (updated as of May 15, 2026)