Credit Review Officer

BDO Unibank, Inc; Metro Manila; Sur place; PHP 600 000 - 900 000; Plein temps

Résumé du poste

BDO Unibank, Inc invites qualified professionals for a role focused on evaluating post-approval accounts, assessing repayment capacity, and ensuring compliance with credit policies. The role involves validating risk scores, ensuring proper data encoding in Credit Review Sheets, and preparing portfolio review reports after each engagement.

On-site work in Makati or Ortigas is required, with duties expanding as needed.

Qualifications

• Graduate of any 4-year business course.
• At least 5 years of experience in credit origination, account management, remedial management.
• Must be amenable to working onsite and assigned to Makati or Ortigas.

Responsabilités

• Assess the portfolio quality of the borrowers via classification of accounts based on internal guidelines.
• Validate the risk rating/credit scorecards performed by Account Officers during portfolio reviews and report discrepancies and/or errors in rating, if any, for eventual correction.
• Ensure that all data, information required for clearing, report preparation are encoded/presented in the Credit Review Sheet of each account.
• Monitor assignment in actual portfolio review of a lending unit which includes ensuring all credit folders, other loan related documents are available.
• Prepare the Credit Portfolio Review Report after every review engagement.
• Perform other duties that may be assigned from time to time.

Formation

4-year business course

Description du poste

Job Summary

The position is primarily responsible for evaluating the status of accounts on post approval, sampling basis in terms of repayment capacities, condition to allow management to take prompt corrective action and prevent further deterioration of the accounts and assessing the unit's compliance to policies and procedures by citing lapses, exceptions, violations and other potential problems before the safety and soundness of the loan portfolio becomes a serious issue.

Key Responsibilities:

• Assess the portfolio quality of the borrowers via classification of accounts based on internal guidelines
• Validate the risk rating/credit scorecards performed by Account Officers during portfolio reviews and report discrepancies and/or errors in rating, if any, for eventual correction
• Ensure that all data, information required for clearing, report preparation are encoded/presented in the Credit Review Sheet of each account
• Monitor assignment in actual portfolio review of a lending unit which includes ensuring all credit folders, other loan related documents are available
• Prepare the Credit Portfolio Review Report after every review engagement
• Perform other duties that may be assigned from time to time

Qualifications:

• Graduate of any 4-year business course
• At least 5 years of experience in credit origination, account management, remedial management
• MustbeamenabletoworkingonsiteandbeassignedtoMakatiorOrtigas