Credit Officer | AU Commercial Lending | WFH | Dayshift

GBSS; Taguig; Remote; PHP 2,284,000 - 3,047,000; Full time

Job summary

A fast-growing finance team is seeking an experienced Credit Officer for the Australian market. In this role, you will evaluate commercial loan applications and analyze property valuations, ensuring compliance with credit policies. Ideal candidates will have at least 3 years of experience in commercial lending, a strong understanding of the Australian property market, and excellent analytical skills. This position offers career growth opportunities and various benefits.

Benefits

HMO Benefit + free dependent

Leave accrual upon hiring

Wellness perks

Career growth opportunities

Qualifications

• At least 3+ years’ experience in commercial lending or credit assessment in the Australian market.
• Strong understanding of Australian property markets and valuation principles.
• Excellent written and verbal communication skills.

Responsibilities

• Assess commercial loan applications for property and business lending.
• Analyze Australian real estate valuations and market trends.
• Prepare clear, accurate credit recommendations for approvals.

Skills

Commercial lending experience

Australian market knowledge

Financial analysis skills

Detail-oriented

Job description

Overview

Join a fast-growing finance team and take your career global—without leaving home!

Take your credit career to the next level! GBSS is looking for an experienced and detail-oriented Credit Officer – Australian Market to join our growing team. If you have a strong background in commercial lending and credit assessment, with proven expertise in the Australian market, this is your chance to deepen your skills, collaborate with dynamic professionals, and thrive in a company that values excellence, teamwork, and career growth.

As a Credit Officer, you’ll play a key role in evaluating commercial loan applications, assessing risk, and ensuring compliance with Australian credit policies. From reviewing complex company financials to analyzing real estate valuations, you’ll provide clear, well-structured recommendations that drive smart lending decisions. This role requires sharp judgment, financial expertise, and the ability to balance risk with opportunity.

Who We Are

At GBSS, we’re not your typical offshoring—we believe work should be both meaningful and rewarding. Our culture is built on collaboration, growth, and authenticity. We empower you to bring your skills to the table, learn from top-notch professionals, and succeed in an environment that values your voice. Grow with GBSS, where your potential meets opportunity.

Responsibilities

• Assess commercial loan applications for property and business lending
• Analyze Australian real estate valuations and market trends
• Review and interpret company and business financial statements, including complex structures
• Apply credit policies, lending frameworks, and compliance standards to decisions
• Liaise with brokers, clients, and internal teams for clarifications and verifications
• Prepare clear, accurate credit recommendations for approvals
• Identify potential risks and recommend mitigations

About You

• At least 3+ years’ experience in commercial lending or credit assessment (Australia market)
• Strong understanding of Australian property markets and valuation principles
• Skilled in analyzing company financials and business structures
• Knowledge of credit policies, compliance, and responsible lending practices
• Excellent written and verbal communication skills
• Detail-oriented, organized, and comfortable managing multiple priorities

Benefits

• HMO Benefit + free dependent
• Leave accrual upon hiring
• Wellness perks
• Client-initiated benefits
• Career growth opportunities with continuous skill development

Ready to grow your career with GBSS? Apply now and bring your expertise to a team that values excellence, collaboration, and innovation!