Credit Officer - AL/ML/PL/CC/QA (DAVAO)

EastWest Bank; Davao City; Hybrid; PHP 500,000 - 700,000; Full time

Job summary

EastWest Bank is seeking an experienced Credit Officer to join their Consumer Lending Team in Davao. The role involves conducting credit analysis and making loan decisions to meet financial goals, while ensuring compliance with risk management practices. With opportunities for career growth and recognition, this position is ideal for professionals looking to advance in the banking sector.

Benefits

Career development and training opportunities

Competitive salary package and benefits

Performance-based incentives and recognition programs

Mentorship from industry experts

Defined career progression paths

Qualifications

• At least 2 years of work experience in a related field.
• Working knowledge of consumer lending products (auto loans, mortgage loans, personal loans, credit cards).

Responsibilities

• Underwriting and deciding on loan applications within delegated authority.
• Delivering required approvals to achieve business targets.
• Identifying and escalating risks and deviations.

Skills

Credit underwriting and analysis

Attention to detail

Communication

Education

Bachelor's/College Degree in Business Studies/Administration/Management, Commerce, Economics, Finance/Accountancy/Banking

Job description

About the Job

• Location: Davao
• Corporate Title: JO-SM
• Work Arrangement: Hybrid
  
  

Our Consumer Lending Team is looking for experienced professionals to join us in Davao in the role of Credit Officer.

As a Credit Officer, you will ensure that verifications are complete and thoroughly done, perform independent credit analysis, and make recommendations. Responsibilities include underwriting loans, making approval decisions, and identifying cases needing higher-level review.

Going Further For You.

Whether you're just starting out, or already a seasoned professional, EastWest can help you unleash your potential, and bridge the gap between dream to success.

At EastWest, we empower our employees to drive their careers and are committed to provide the runway for them to grow. We value teamwork and individual initiatives. Join us and be part of a highly engaged team, and a workplace that promotes development and goal attainment.

For 30 years, EastWest has emerged as one of the most consumer-focused universal banks in the Philippines. EastWest is committed to continuously invest in people and in process, product, and service enhancements, and embrace new ideas to enhance the EastWest experience.

What the role will entail

• Underwriting and deciding on loan applications within delegated authority and within service level standards.
• Delivers the required number of approvals to achieve business targets/financial goals.
• Ensures that risks and deviations are properly identified, mitigated, and escalated to the proper delegated approving authority.

What were looking for:

• At least a Bachelor's/College Degree in Business Studies/Administration/Management, Commerce, Economics, Finance/Accountancy/Banking or equivalent.
• At least 2 years of work experience in the related field is required for this position.
• Has working knowledge of credit underwriting and analysis for any of the consumer lending products auto loans, mortgage loans, personal loans, and credit cards.
• Attentive to details and able to communicate well.

What you can expect from joining our team

• Career development and training opportunities

• Competitive salary package and benefits

• Performance-based incentives and recognition programs to reward high-performing individuals

• Opportunity to work with industry experts and be mentored by them

• Defined career progression paths to guide you in your professional growth