Credit Analyst (Night Shift)

Chevron Corporation; Ayala; Híbrido; PHP 500.000 - 800.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Competitive salary

Health care coverage

Hybrid work model

Life insurance

Career development opportunities

Annual bonus

Descripción de la vacante

Chevron Corporation in Makati City, Philippines, seeks a Credit Analyst to manage a portfolio of customer accounts and assess credit risk. The role focuses on analyzing financial standings, preparing credit assessments, and applying risk mitigation strategies.

The successful candidate will work within a hybrid model, leveraging SAP and MS Office to monitor KPIs like DSO and CEI, and to maintain credit policies. Fluency in English and strong accounting background are required.

Formación

• Bachelor's Degree in Accounting or related field.
• Proficient in MS Office and SAP.
• Fluency in English.
• Strong analytical skills with accounting background.
• Ability to work systematically and meet deadlines.
• Experience in data reporting or BI is a plus.

Responsabilidades

• Analyze counterparty financials to assess credit risk.
• Prepare credit assessments and approve credit limits.
• Monitor credit limits and maintain data in systems.
• Coordinate with banks and legal teams for LC formats.
• Support development and compliance of credit risk policies.

Conocimientos

MS Office

SAP

Fluent English

Analytical skills

Accounting knowledge

Communication skills

Data reporting

Educación

Bachelor's Degree in Accounting

Descripción del empleo

Ayala, Makati City, Philippines

Full time

About Us

Chevron is a leading multinational energy company with operations in over 180 countries. Founded in 1879, Chevron has a rich history of innovation and growth, making significant contributions to the global energy landscape.

Chevron markets Caltex® fuels, lubricants and other petroleum products in the Philippines. Our network of service stations, terminals and sales offices forms the backbone of our presence in the Philippines.

Chevron supports its operations in the Philippines and worldwide through two subsidiaries: Chevron Philippines Incorporated (CPI), which manages downstream operations and markets Caltex brand fuels, lubricants and petroleum products, and Chevron Holdings Incorporated (CHI), a global business services organization. Established in 1998, CHI provides business support services in finance and accounting, information technology, supply chain management, human resources, customer service and marketing. It serves Chevron affiliates around the world and has grown to be one of the leading global business services organizations in the Philippines. The company has received various recognition as one of the country’s top employers and as a champion of diversity and inclusion in the workplace.

At Chevron, we believe humanity can solve any challenge – including meeting the world’s energy needs of today, while advancing a cleaner energy tomorrow.

About the Role

We have an exciting opportunity for a Credit Analyst. This role will be based in 6750 Building, Makati City, Philippines.

Responsibilities include, but are not limited to, the following

• Handles a portfolio of customer accounts with key activities as follows:
• Monitors and reviews credit limits of new and existing counterparties; involving in-depth analysis of counterparty’s financial standing, industry review, business outlook, risks and opportunities;
• Prepares credit assessment and administer the approval process for credit limits and terms;
• Applies credit risk mitigation strategy including obtaining acceptable forms of securities from counterparty;
• Updates and maintain the credit limits and data in system;
• Provides advisory function on documentary credit, bank guarantees and standby letter of credit;
• Provides advisory function on credit issues in the contract and credit structures such as collateral and mitigation strategy and trade finance tools;
• Monitors credit key performance indicators (KPIs) such as Payment Performance; Collection Efficiency Index (CEI); Days Sales Outstanding (DSO), etc;
• Reviews, assesses and administers approval process for orders blocked due to credit violations;
• Contributes towards developing and implementing credit risk management processes;
• Active participation on improving credit risk management policies to meet industry best practices;
• Actively implement & comply with the Credit Policy; Ensure the trading and marketing business activities of S&T and Downstream business is conducted according to the Credit Policy
• Identifies, measures and control credit risk mitigation activities in S&T and Downstream business;
• Active participation in the development of information systems to accurately capture credit exposures;
• Prepares credit management reports; and
• Maintains and develops relationships with relevant stakeholders
• Collateral Management:
• Knowledge and appreciation of ICC UCP600 & ICC ISP98
• Handles Letter of Credits i.e. Documentary Letter of Credit (DLC) & Stand by Letter of Credit (SBLC) review & negotiation with S&T counterparties
• Coordinates with Banks, S&T Operations, Traders and Legal team for issuance of acceptable LC formats from Chevron bank list
• Provides timely clearance and issuance of Credit Security Notification (CSN) for trading deals fully secured by LCs
• Identified as Letters of Credit (LC) – SME, and provides support and guidance as necessary, on review of DLC & SBLC terms & conditions
• Provides support in management of fully secured deals in Brady Credit Risk (BCR)
• Reviews and processes all LC related bank charges and confirmation fees
• Collateral Drawings:
• Closely monitor due dates of all active trading deals fully secured by acceptable LCs.
• Prepares all necessary documents to facilitate timely & full collection of all deals covered by letter of credit

About You

We know our greatest resource is the ingenuity, creativity and innovation of our people. Applications from motivated and talented individuals with a keen interest in the energy industry are encouraged.

Knowledge, Skills, and Experience:

• Bachelor's Degree major in Accountancy, Management Accounting, Accounting Technology and related courses.
• Proficient in MS Office and SAP system
• Fluency in English
• Good analytical skills (quantitative and qualitative analysis) and strong accounting background highly preferred
• Ability to work systematically, prioritize tasks and adhere to deadlines
• Ability to balance risks and business requirements
• Ability to adapt to varying work situations and is flexible in the approach to resolving challenges
• Works with minimal supervision and shows Initiative
• Ability to communicate at all levels of management
• Experience in data reporting, business intelligence, or corporate data analysis.

Everything we do at Chevron is guided by our values and our commitment to The Chevron Way (https://www.chevron.com/about/the-chevron-way). At the heart of The Chevron Way is our vision to be the global energy company most admired for its people, partnership, and performance.

Participate in world-leading energy projects, advance your professional development and expand your career within an inclusive, collaborative and high-performing workplace.

Benefits

At Chevron, we are committed to fostering diversity and inclusion at all levels of our company and at all stages of the employee experience. We constantly strive to attract, develop and retain diverse Filipino talent. Globally, Chevron Corporation has achieved a rating of 100 percent in the Human Rights Campaign Equality Index for the past 17 years. The Index ranks American companies based on their commitment to equality in the workplace.

• Competitive salary
• Allowances, medical and optical reimbursements
• Health care coverage for you and your eligible dependents
• Robust employee centered programs for health and wellness
• Time-off to promote healthy work-life balance or to care for your family
• Annual corporate incentive bonus when the company meets established goals
• Recognition & awards program
• Long-term savings plan
• Life insurance
• Career development opportunities to all employees through onboarding, training and development, mentoring, volunteering opportunities and employee networking groups
• Hybrid work model - work remotely from home several days a week

Connect with us:

Facebook (https://www.facebook.com/Chevron/)

Instagram

LinkedIn (https://www.linkedin.com/company/chevron/life/ca8371ee-b5cf-419e-8620-daab24959545/)

Twitter

Chevron participates in E-Verify in certain locations as required by law.

Chevron Corporation is one of the world's leading integrated energy companies. Through its subsidiaries that conduct business worldwide, the company is involved in virtually every facet of the energy industry. Chevron explores for, produces and transports crude oil and natural gas; refines, markets and distributes transportation fuels and lubricants; manufactures and sells petrochemicals and additives; generates power; and develops and deploys technologies that enhance business value in every aspect of the company's operations. Chevron is based in Houston, Texas. More information about Chevron is available at www.chevron.com .

Chevron is an Equal Opportunity / Afffirmative Action employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status, or other status protected by law or regulation.