Credit Analyst

Tarino; Philippines; Remote; PHP 420,000 - 540,000; Full time

Benefits offered by this job

Work from home

Long-term opportunity

Growth potential

Training and support

Job summary

Tarino is seeking a Credit Analyst to support a high-volume mortgage broking practice with credit analysis, serviceability assessments, and loan submissions across multiple lenders. You will research lender policies, manage files from application to settlement, and collaborate with BDMs to ensure compliant and timely processing in a work-from-home setup.

Ideal candidates have strong attention to detail, excellent communication skills, and the ability to work independently on multiple files in a

Qualifications

• Prior experience in Australian mortgage broking support or credit analysis.
• Strong knowledge of lender policies and serviceability tools.
• Ability to work independently and manage multiple files.
• Excellent written and verbal communication skills.

Responsibilities

• Conduct serviceability calculations across multiple lenders based on client briefs.
• Research lender credit policies and identify viable loan options for each scenario.
• Liaise with BDMs to clarify policy positions and product suitability.
• Prepare and submit loan applications through compliance and AOL.
• Manage file progress from submission through to settlement, including follow-ups on conditions and valuations.
• Maintain and update sales tracker and client records.
• Support post-settlement administration as required.

Skills

Credit analysis

Serviceability calculations

CRM proficiency

Attention to detail

Written and verbal communication

Independent work

Tools

Microsoft Office

Google Workspace

ACR familiarity

Job description

Credit Analyst

Company : Tarino Job Type : Full Time Remote / Work from Home

Job Description - Credit Analyst

Description

Primary responsibilities will be to conduct credit analysis and serviceability assessments for a high-volume mortgage broking practice, supporting the broker in identifying suitable lending options across multiple lenders. You will research credit policies, prepare loan submissions, and manage files from application through to settlement.

Key Responsibilities

• Conduct serviceability calculations across multiple lenders based on client briefs
• Research lender credit policies and identify viable loan options for each scenario
• Liaise with BDMs to clarify policy positions and product suitability
• Prepare and submit loan applications through compliance and AOL
• Manage file progress from submission through to settlement, including follow-ups on conditions and valuations
• Maintain and update sales tracker and client records
• Support post-settlement administration as required

Requirements

• Previous experience in an Australian mortgage broking support or credit analysis role
• Strong understanding of lender credit policies, serviceability tools, and lending guidelines
• Ability to work independently and manage multiple files simultaneously
• Strong attention to detail and ability to work under pressure
• Excellent written and verbal communication skills
• Proficiency in using CRM systems, Microsoft Office, and Google Workspace
• Familiarity with ACR requirements and broker compliance frameworks
• Stable work-from-home setup (reliable internet, laptop/desktop, quiet workspace)

Nice to Have

• MyCRM and other LMG aggregator tools are highly regarded.

Benefits

• Full-time, work-from-home
• Long-term, stable opportunity with room for growth
• Professional, supportive team environment
• Training and ongoing support provided