Compliance Specialist (AMLA)

DMCI Homes; Makati; On-site; PHP 600,000 - 1,000,000; Full time

Job summary

DMCI Homes in Makati is recruiting for a Compliance Specialist focused on Anti-Money Laundering regulations within a real estate context. The role emphasizes monitoring, record-keeping, and adherence to service levels to ensure compliant operations across all accounts.

Qualified candidates should have a four-year business degree and at least three years in a senior compliance-related role, with strong analytical and communication skills to support organizational risk controls.

Qualifications

• Graduate of a four-year business course.
• 3+ years as Senior Staff in a real estate company or 1+ year as Compliance Specialist of a Covered Person.
• Knowledge of AMLC regulations and issuances.
• Strong analytical, risk assessment, and process improvement skills.
• Proficient in Microsoft Office applications.
• Highly organized, detail-oriented, dependable, and adaptable.
• Strong communication, decision-making, and strategic planning skills.

Responsibilities

• Monitor accounts to prevent penalties through timely evaluations.
• Prepare and evaluate approval forms and customer profiles (e.g., Politically Exposed Persons, Suspicious Transactions).
• Ensure SLA compliance through monitoring and reviews.
• Maintain zero complaints from internal and external customers.
• Implement AML program effectively, including system and automation monitoring.
• Maintain five-year transaction records and ensure audit-ready documentation.
• Monitor transactions for unusual or suspicious activity.
• Perform ongoing account risk monitoring and coordinate with Legal for record keeping.
• Log, monitor, and report official correspondences and compliance reports.
• Prepare AML/Covered Person reports and monthly/quarterly transaction reports.
• Draft memos and interim policies for process updates.
• Address inquiries from other teams and departments.

Skills

Analytical thinking

Risk assessment

Process improvement

Communication

Decision making

Strategic planning

Organized

Detail oriented

Adaptable

Education

Bachelor's degree in Business or related field

Tools

Microsoft Office

Job description

Hired candidates will have the following opportunities:

• Competitive salary based on relevant skills and work experience

• Learning and development opportunities

• Career development opportunities for high potential and top-performing employees

QUALIFICATIONS:

• Graduate of any four-year Business course, preferably Accountancy, Banking and Finance, or Political Science

• At least three (3) years of experience as Senior Staff in a real estate company or at least one (1) year of experience as Compliance Specialist of a Covered Person

• Has working knowledge of Anti-Money Laundering Council (AMLC) regulations and issuances

• Strong analytical, risk assessment, and process improvement skills

• Proficient in Microsoft Office applications

• Highly organized, detail-oriented, dependable, and adaptable

• Has strong communication, decision-making, and strategic planning skills

DUTIES AND RESPONSIBILITIES:

1. Monitoring and Control

• Ensures no penalties or administrative fees are incurred due to delays in evaluation through proper monitoring of accounts

• Prepares approval forms accurately and evaluates customer profiles such as Politically Exposed Persons, Suspicious Transactions, and Covered Transactions prior to submission to the Alternate Compliance Officer

• Ensures compliance with established Service Level Agreements through strict monitoring and process review

• Maintains zero valid complaints from internal and external customers

2. Anti-Money Laundering Act Compliance

• Implements the Money Laundering and Terrorist Financing Prevention Program effectively, including monitoring of system and automation requirements

• Maintains transaction records for at least five (5) years from the date of transaction or account closure

• Ensures customer identification, account details, and transaction history records remain complete and accessible for audits

• Monitors transaction activities and analyzes unusual or suspicious transactions

• Performs ongoing account monitoring based on customer risk assessment

• Coordinates regularly with document custodians and Legal to ensure proper record keeping

3. Operational Activities

• Logs, monitors, and reports all official correspondences

• Logs, monitors, and reports all Suspicious Transaction Reports and Covered Transaction Reports

• Manages memos, reports, and series numbers

• Monitors compliance items assigned to the Compliance Supervisor, Alternate Compliance Officer, and Chief Compliance Officer to ensure timelines are met

• Maintains records of overhead costs and other administrative functions

• Monitors Non-Compliance Reports and action items issued by Business Process Unit, Internal Audit Department, and Anti-Money Laundering Council

• Generates updated lists of Politically Exposed Persons and registered Covered Persons

• Monitors Compliance Office transactions

• Prepares Compliance Office reports

• Prepares memos and interim policies for process updates

• Addresses inquiries from other teams and departments

4. Memo Preparation

• Prepares general and activity update memoranda

• Prepares operational-related memoranda

• Prepares interim compliance policies and process update memoranda

5. Reports Preparation

• Prepares Anti-Money Laundering Council Covered Person reports

• Prepares monthly transaction reports to the Compliance Committee

• Prepares monthly and quarterly transaction reports to the Anti-Money Laundering Board of Directors

• Prepares Service Level Agreement reports

• Prepares monitoring reports on Financial Action Task Force Grey List and Black List countries