Claims Adjuster

Southern Maligaya Taxi, Inc.; Davao del Sur; On-site; PHP 223,200 - 334,800; Full time

Job summary

A transportation company in Davao del Sur is seeking a Claims Adjuster to evaluate insurance claims, investigate liability, and negotiate settlements. The ideal candidate will have strong analytical skills, excellent communication abilities, and attention to detail. This role involves coordinating with legal teams and ensuring compliance with regulations and company standards. Prior experience in insurance is an advantage.

Qualifications

• Bachelor’s degree is preferred but not always required.
• Prior experience in insurance or claims handling is an advantage.
• Strong analytical and decision-making skills are essential.
• Excellent communication and negotiation abilities are necessary.
• High attention to detail and accuracy required.

Responsibilities

• Review and investigate insurance claims for property, auto, and liability.
• Gather and analyze evidence such as photos, reports, or statements.
• Verify policy coverage and determine liability.
• Calculate appropriate claim settlements based on findings.
• Negotiate with claimants and legal representatives.

Skills

Analytical skills

Decision-making skills

Communication skills

Negotiation skills

Attention to detail

Education

Bachelor’s degree (preferred)

Tools

Claim management software

Job description

A Claims Adjuster is responsible for evaluating insurance claims to determine the extent of the company's liability. This includes investigating claims, verifying coverage, negotiating settlements, and ensuring timely resolution in accordance with policy terms and company procedures.

Responsibilities

• Review and investigate insurance claims (property, auto, liability, etc.)
• Gather and analyze evidence such as photos, police reports, or witness statements
• Verify policy coverage and determine liability
• Calculate appropriate claim settlements based on findings
• Negotiate with claimants, policyholders, or legal representatives
• Prepare reports and maintain accurate documentation of all claim activities
• Coordinate with field adjusters, legal teams, and third-party service providers
• Ensure compliance with regulatory and company standards

Qualifications

• Bachelor’s degree (preferred but not always required)
• Prior experience in insurance or claims handling is an advantage
• Strong analytical and decision-making skills
• Excellent communication and negotiation abilities
• High attention to detail and accuracy
• Proficient in computer systems and claim management software
• Ability to work under pressure and meet deadlines