Account Officer - Maria Aurora

BDO Unibank; Gapan; On-site; PHP 240,000 - 360,000; Full time

Job summary

A leading financial institution seeks an Account Officer for Micro, Small and Medium Enterprises. The role involves achieving loan volume targets, maintaining sound credit quality, and providing excellent customer service. Ideal candidates will possess a bachelor's degree and strong sales skills, with an advantage for those experienced in Microfinance.

Qualifications

• Graduate of any four- or five-year degree course.
• Basic mathematical knowledge required.
• Fieldwork and sales experience in Microfinance is an advantage.

Responsibilities

• Solicit microfinance loan accounts to meet business needs.
• Analyze loan applicants' qualifications for loan feasibility.
• Coordinate with officers related to loan applications.

Skills

Selling skills

Communication skills

Customer service skills

Mathematical knowledge

Education

Bachelor's Degree

Tools

Computer software (word processing & spreadsheets)

Job description

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The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Duties and Responsibilities:

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Ensure adherence to the bank’s policies and procedures
• Execute sales and/or marketing activities that will achieve volume targets
• Attend to inquiries and other requirements of the clients

Qualifications:

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 21003

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