Account Officer - Bacolod

Metrobank; Bacolod; On-site; PHP 30,000 - 50,000; Full time

Job summary

Metrobank seeks an Account Officer in Bacolod responsible for managing loan bookings and ensuring compliance with regulatory policies. The role involves client coordination, document management, and contributing to process improvements in the banking sector. Ideal candidates should have 2-3 years of relevant experience in banking, particularly with auto and home loans.

Qualifications

• 2-3 years of experience in banking.
• Experience with auto and home loan products required.
• Ability to manage client inquiries and documentation.

Responsibilities

• Manage loan booking from approval to compliance submission.
• Liaise with internal and external clients on document submission.
• Drive the booking of approved loans and handle pre-booking inquiries.

Skills

Client Coordination

Loan Management

Regulatory Compliance

Job description

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Here at Metrobank, we don't simply hire employees - we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development. With Metrobank, a meaningful life is within your reach!

Job Title: Account Officer

Job Summary:

• This position is responsible for managing loan booking/release from approval of the account until compliance/submission of loan terms and conditions until booking and ensuring compliance to regulatory and credit policies of the Bank.
• Drives the booking of approved loans.
• Confirmation of approval terms and conditions with clients/branches.
• Pre-screens loan and collateral documents as to completeness and sufficiency.
• Facilitates loan document signing and regular coordination with clients/branches.
• Liaises with internal and external clients for the submission of documents or perform any process necessary for booking of the loan.
• Provides clients/branches with regular updates on the status of loan booking.
• Tracks and monitors document deficiencies. Follow up submission as deemed necessary.
• Handles pre-booking related inquiries, requests, and concerns.
• Contributes to the enhancement and implementation of loan programs.
• Recommends policy, process, and system improvement of the Department/Division.
• Performs other related functions that may be assigned from time to time.

Qualifications:

2-3 years experience in banking and with auto and home loan product handling as Account Officer.

Rank : Junior Officer
Office Location : Bacolod