Senior Analyst, Financial Planning & Analysis

Salud Healthcare; Lima Metropolitana; On-site; PEN 277,000 - 415,000; Full time

Job summary

Salud Healthcare is seeking an Senior FP&A Analyst to own the financial planning cycle, including budget, forecast, close package, and P&L reporting, with monthly ownership of core models developed alongside the AVP of Healthcare Economics.

The role also supports Growth and Provider Relations by building pro forma and ROI analyses for prospective affiliates and turning around ad-hoc analyses for committees and reviews. Strong Excel, SQL, and AI tool fluency are required.

Qualifications

• Five+ years in FP&A, corporate finance or financial analytics.
• Advanced Excel modeling with multi-driver P&Ls.
• Fluent written and spoken English for US-based collaboration.
• SQL to pull and shape data for analyses.
• Experience using AI tools to accelerate analysis and documentation.
• Knowledge of accrual accounting and month-end close processes.

Responsibilities

• Own the annual budget and quarterly reforecast with driver models (membership, PMPM revenue, medical costs, G&A).
• Produce the monthly close package by entity and consolidated per a published close calendar.
• Run variance analysis against budget/forecast and write driver commentary.
• Build and maintain P&L views by entity, service line, payer, market, and provider organization.
• Model capitation and risk arrangements; assess surplus, withhold exposure, and sensitivity.
• Analyze medical loss ratio trends and decompose drivers (utilization, unit cost, acuity, mix).
• Produce membership roll-forwards and reconcile capitation remittances against expectations.

Skills

FP&A experience

Advanced Excel modeling

SQL sufficient

English communication

AI tools fluency

Education

CPA or MBA

Tools

QuickBooks Desktop

Excel

SQL

AI assistants (Claude/ChatGPT)

Microsoft 365

BI platform TBD

Job description

Salud Healthcare is a value-based care organization. This new role owns the financial planning cycle — budget, forecast, close package and P&L reporting — and supplies modeling support to Growth and Provider Relations. Core models are built with the AVP of Healthcare Economics; the Senior Analyst then owns running and improving them monthly.

• Build and maintain the annual budget and quarterly reforecast, including the driver model beneath them — membership, PMPM revenue, medical cost and G&A.
• Produce the monthly close package by entity and consolidated, on a published close calendar.
• Run variance analysis against budget, forecast and prior period, and write the commentary explaining the drivers.
• Build and maintain P&L views by entity, service line, payer, market and provider organization.
• Model downstream capitation and risk arrangements — expected versus actual surplus, withhold exposure, and sensitivity to membership and cost.
• Analyze medical loss ratio trend and decompose the drivers: utilization, unit cost, acuity and mix.
• Produce membership roll-forwards and reconcile capitation remittances against expected payment.

Growth and Provider Relations

• Build practice-level pro forma and ROI models for prospective affiliates, and turn around ad-hoc analyses for joint operating committees and practice business reviews.

Required Qualifications

• Five or more years in FP&A, corporate finance or financial analytics — a genuine finance background.
• Advanced Excel modeling. P&Ls and multi-driver models built from a blank sheet — and built so someone else can audit and run them. The most important qualification for this role.
• Fluent use of AI tools.Claude, ChatGPT or similar, used to move faster on analysis, model documentation and drafting — with the judgment to check the output before it reaches a deliverable.
• Working fluency in accrual accounting and the month-end close; SQL sufficient to pull and shape your own data.
• Demonstrated ownership of a recurring monthly cycle — inheriting a model, running it on deadline, improving it.
• Written English strong enough to author the commentary, not just the numbers.
• Fluent spoken and written English is required, as this role involves daily verbal communication with US-based team members, including sprint ceremonies, stand-ups, and live collaboration

Preferred Qualifications

• U.S. managed care, Medicare Advantage or capitation experience; claims data; multi-entity GL; CPA or MBA.
• Tools.QuickBooks Desktop, Excel, SQL, AI assistants (Claude or ChatGPT), Microsoft 365, and a BI platform TBD.