Payment Compliance Analyst

GoTo Financial; Asia; Presencial; PEN 60.000 - 90.000; Jornada completa

Descripción de la vacante

GoTo Financial’s GoPay team seeks a Payment Compliance Analyst to ensure regulatory reporting to Bank Indonesia is accurate, timely, and well-documented. You will turn complex data into clear deliverables and coordinate with Product, Finance, Data, and other teams.

You will own end-to-end correspondence with Bank Indonesia, identify data gaps, and escalate issues with grounded recommendations, building a robust documentation trail and ensuring compliance across the ecosystem.

Formación

• 3–7 years in data management, compliance, reporting, operations, audit, or similar in payments, banking, fintech, or government body.
• Experience preparing regulatory reports for Bank Indonesia or regulators.
• Strong data analysis with attention to detail.
• Experience with large datasets; Excel/Sheets; SQL or BI tools advantageous.
• Strong documentation and organizational skills.
• Effective stakeholder communication and escalation.
• Ability to own deliverables and escalate when needed.

Responsabilidades

• Regulatory reporting to Bank Indonesia, ensuring accuracy and timeliness with documentation.
• Validate data across sources, identify inconsistencies, and address gaps before submission.
• Manage Bank Indonesia correspondence end-to-end, including letters and deadlines.
• Escalate data gaps and risks with clear analysis and recommendations to Compliance head.
• Maintain robust documentation and approvals trail of submissions.
• Coordinate Bank Indonesia seasonal events with stakeholders.

Conocimientos

Data analysis

Regulatory compliance

Data validation

Stakeholder management

Documentation

Communication

Ownership

Judgment

Herramientas

Excel/Google Sheets

SQL

BI tools

Data visualization

Descripción del empleo

As aPayment Compliance Analyst at Gopay, you'll help ensure our regulatory reporting and communications with Bank Indonesia are accurate, timely, and well-documented. You'll be the person who looks closely at the data, challenges inconsistencies, follows through on regulatory letters and invitations, and makes sure every required action is properly tracked and executed. You'll work closely with Product, Finance, Data, and other teams to turn regulatory requirements into clear and reliable deliverables. If you enjoy working with data, spotting what others may miss, and taking ownership of issue identification through resolution, this role is for you!

What You Will Do

• Responsible for regular and ad hoc regulatory reporting to Bank Indonesia, ensuring submissions are accurate, complete, timely, and supported by appropriate documentation.
• Analyze and validate regulatory data across multiple sources, identify inconsistencies or anomalies, and proactively challenge data before submission.
• Manage Bank Indonesia correspondence end-to-end, including incoming and outgoing letters, requests, invitations, deadlines, and required follow-up actions.
• Escalate data gaps, reporting risks, to Compliance head with clear analysis and recommendations.
• Build and maintain a robust documentation and reporting trail, correspondence, and approvals are complete, and organized.
• Responsible for Bank Indonesia seasonal event/program in coordination with other relevant stakeholders.

What You Will Need

• Have 3-7 years of experience in data management, compliance, reporting, operations, audit, or a similar role within payment industry, banking, fintech, or government body.
• Have hands-on experience preparing regulatory reports or regulatory submissions, preferably to Bank Indonesia or another financial regulator.
• Be highly proficient in data analysis and validation, with strong attention to detail and the ability to identify anomalies, inconsistencies, and data gaps before submission.
• Be comfortable working with large or complex datasets, using tools such as Excel/Google Sheets; SQL, data visualization, or BI tools are a strong advantage.
• Have strong documentation and organizational skills, with the ability to maintain clear records of regulatory correspondence, submissions, deadlines, and follow-up actions.
• Be confident in stakeholder communication and escalation, including asking the right questions, challenging data or information when needed, and following up with multiple teams to get things done.
• Demonstrate strong ownership and judgment, with the ability to manage recurring deliverables independently while knowing when an issue requires escalation to Compliance leadership.

About the Team

You'll be part of the Payment Compliance team at Gopay, helping ensure GoPay operates responsibly and stays ahead of regulatory expectations in Indonesia's fast-evolving payment industry. We work closely with Bank Indonesia and teams across the business to turn regulatory requirements into accurate reporting, clear actions, and practical solutions—often solving complex questions where the data tells an important story. What makes this role exciting is the opportunity to see how regulation, data, and real payment products come together, while having a direct impact on how the business operates. If you enjoy digging into data, asking "does this really make sense?", and turning findings into action, you'll have plenty of room to make an impact here!

About GoTo Group

GoTo is the largest digital ecosystem in Indonesia. GoTo's mission is to 'empower progress' by offering technology infrastructure and solutions that help everyone to access and thrive in the digital economy.

The GoTo ecosystem provides a wide range of services, including mobility, delivery, payments, financial services, and technology solutions for merchants. The ecosystem also provides e-commerce services through Tokopedia and banking services through its partnership with Bank Jago.

About Gojek

Gojek is Southeast Asia's leading on-demand platform and pioneer of the multi-service ecosystem with over 2.5 million driver partners across the regions offering a wide range of services such as transportation, food delivery, logistics and more. With its mission to create impact at scale, Gojek is committed to resolving consumer problems and raising standards of living by connecting consumers to the best providers of goods and services in the market.

About GoTo Financial

GoTo Financial accelerates financial inclusion through its leading financial services and merchants solutions. Its consumer services include GoPay and GoPayLater and serve businesses of all sizes through Midtrans, Moka, GoBiz Plus, GoBiz, and Selly. With its trusted and inclusive ecosystem of products, GoTo Financial is open to new growth opportunities and aims to empower everyone to Make It Happen, Make It Together, Make It Last.

GoTo and its business units, including Gojek and GoToFinancial ("GoTo") only post job opportunities on our official channels onour respective company websites and on LinkedIn. GoTo is not liable for any job postings or job offers that did not originate from us. You should conduct your own due diligence to prevent being victims of any fake job scams, if they did not originate from GoTo's official recruitment channels.