Senior Credit Risk Manager

Ernest Hunter Green Limited; Muscat; On-site; OMR 25,000 - 45,000; Full time

Job summary

Ernest Hunter Green Limited in Oman seeks a Senior Manager – Credit Risk to lead risk assessment and approval for Corporate and Retail portfolios, ensuring strict adherence to credit policies and strong risk governance.

The role requires Oman nationals and a track record of 8+ years in banking, with supervisory experience, robust credit risk methodologies, and effective stakeholder management across diverse teams.

Qualifications

• Bachelor’s degree in Finance, Banking, Economics, Mathematics, Business Administration or a related discipline.
• Master’s degree and/or professional qualifications such as CFA, PRM or CPA would be advantageous.
• Minimum 8 years’ banking experience, including at least 2 years in a supervisory Credit Risk role.
• Strong experience in credit assessment and credit risk methodologies within a major bank.

Responsibilities

• Assess and approve credit proposals within delegated authority.
• Evaluate credit exposure, financial strength, cash flows, security, industry and country risks.
• Review and challenge credit proposals and recommend approval, decline or additional structuring/security where appropriate.
• Ensure compliance with approved credit risk policies, procedures and regulatory requirements.
• Monitor and manage credit risk within the bank’s overall risk appetite.
• Lead, coach and develop team members and promote a strong risk culture.

Skills

Leadership

Stakeholder management

Analytical thinking

Communication skills

Education

Bachelor’s degree in Finance/Banking/Economics/Mathematics/Business Admin

Master’s degree or CFA/PRM/CPA advantageous

Job description

Position: Senior Manager – Credit Risk

Location: Oman

Our client, a leading financial institution in Oman, is looking to appoint an experienced Senior Manager – Credit Risk to join its Risk function.

Due to localisation, this is open to Omani Nationals Only

This is a senior credit risk role with responsibility for assessing and approving credit proposals across Corporate and Retail portfolios, ensuring appropriate risk assessment, adherence to credit policies and procedures, and maintaining a strong credit risk environment.

Key Responsibilities

• Assess and approve credit proposals within delegated authority
• Evaluate credit exposure, financial strength, cash flows, security, industry and country risks
• Review and challenge credit proposals and recommend approval, decline or additional structuring/security where appropriate
• Ensure compliance with approved credit risk policies, procedures and regulatory requirements
• Monitor and manage credit risk within the bank’s overall risk appetite
• Work closely with Relationship Managers and business units to ensure timely processing of credit requests
• Identify weaknesses and ensure appropriate remedial action following assessments, audits or examinations
• Contribute to the continuous improvement of credit risk processes, methodologies and best practices
• Support the development of KPIs and service standards within the Credit Risk function
• Lead, coach and develop team members and promote a strong risk culture
• Maintain strong relationships with internal stakeholders, Compliance, Audit and regulatory authorities

Experience & Qualifications

• Omani
• Bachelor’s degree in Finance, Banking, Economics, Mathematics, Business Administration or a related discipline
• Master’s degree and/or professional qualifications such as CFA, PRM or CPA would be advantageous
• Minimum 8 years’ banking experience, including at least 2 years in a supervisory Credit Risk role
• Strong experience in credit assessment and credit risk methodologies within a major bank
• Strong understanding of banking products, financial analysis, credit risk frameworks and regulatory requirements
• Knowledge of Basel frameworks and credit modelling methodologies
• Excellent analytical, quantitative and research skills
• Experience working with complex data and financial information
• Strong communication and stakeholder management skills
• English language proficiency is essential; Arabic would be advantageous
• Ability to lead and work effectively with teams from diverse cultural backgrounds