Credit Maintenance Analyst

Citi bank; Oman; On-site; OMR 15,000 - 20,000; Full time

Job summary

Citi bank is looking for a Credit Maintenance Analyst in Oman. This intermediate-level role involves capturing and recording credit exposures, ensuring data quality in credit systems, and monitoring compliance with credit policies.

The ideal candidate will have 0-2 years of experience, a relevant bachelor's degree, and proficiency in Microsoft Office. Key responsibilities include reviewing credit requests, preparing credit approvals, and maintaining accurate records.

Qualifications

• 0-2 years of relevant experience for Credit Maintenance Analyst role.
• Proficient with Microsoft Office and basic project management.
• Understanding of credit exposure and related policies.

Responsibilities

• Review and record credit exposures accurately.
• Prepare Credit Approvals and track progress.
• Monitor exposure against limits and escalate exceptions.
• Maintain accurate insurance records and renewals.

Skills

Relevant experience

Industry practices knowledge

Microsoft Office proficiency

Project Management skills

Education

Bachelor's degree or equivalent

Job description

The Credit Maintenance Analyst is an intermediate level position responsible for capturing and recording data on credit exposures, obligors and facilities in relevant credit systems in coordination with the Operations - Services team. The overall objective of this role is to coordinate and maintain data quality in credit systems, monitor and report credit exposure, elevate deficiencies and recommend delinquent strategies in alignment with overall credit policies.

Responsibilities

• Review incoming credit requests for completeness and accuracy, and convert to concise, accurately recorded credit facilities
• Prepare Credit Approvals (CAs), track CA progress during approval process, and ensure approvals are received in compliance with policy/recorded in database accurately
• Maintain accurate insurance records and controls to ensure timely follow‑up and renewals of required insurance for equipment and equipment liability
• Monitor end‑of‑day exposure versus limits while escalating detected exceptions per policy and obtaining facilities to address recurring exceptions
• Prepare portfolio and related credit information for internal and external auditors as well as contribute to achieving acceptable audit ratings
• Interpret data, make recommendations, identify policy gaps, and assist in formulating policies
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm’s reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications

• 0-2 years of relevant experience
• Experience in similar position or area
• Working knowledge of industry practices and standards
• Proficient computer skills with a focus on Microsoft Office, Microsoft Project, and Windows domain

Education

• Bachelor’s degree/University degree or equivalent experience

This job description provides a high‑level review of the types of work performed. Other job‑related duties may be assigned as required.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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